Animal Liability

A government study

of emergency room visits and hospital stays between 1993 and 2008 shows an 86% increase in hospital stays related to dog bite injuries.

No Waiting

At XINSURANCE, we avoid the waiting game. Print your policy as soon as your payment has been received and verified via secure online payment.

Testimonial

“First, let me say, your company helped me find insurance when nobody would. I have a non-profit that rescues and advocates for this beautiful breed, love-a-bull.org.
We also have an ALL pit bull therapy dog organization that helps autistic, disabled, and other congenitally disabled children. As a member of Love-a-bull, I am very thankful for your company as well.
I benefit greatly from this organization's existence (as does my little Lilah) and knowing that there are great companies like yours that help them to continue gladdens my heart.”
-- Erin R.

Animal & Dog Liability Insurance


get covered today

Your pets are likely more of a liability to you than you realize. In fact, many dog breeds are specifically excluded from traditional homeowners policies. That means that anything from digging and playful nips to injurious bites or even provoked attacks could easily leave you vulnerable to a devastating lawsuit. Did you know that 4.7 million dog bites happen every year––making dog-related damage the biggest cause of homeowner’s insurance claims? As a result, many insurance companies are limiting dog bite insurance coverage or excluding animal liability coverage altogether. With increasingly strict state and local regulations being enforced across the country, animal liability and dog bite insurance coverage are things that every dog owner should consider.

Dog Breeds Most Commonly Excluded from Homeowners Coverage:

  • Bully Breeds
  • Pit Bulls
  • Rottweilers
  • Doberman Pinschers
  • German Shepherds
  • Akitas

Animal liability and dog bite insurance coverage will provide you with peace of mind, knowing you have filled the gaps and exclusions in your traditional policies. Most insurers have breed restrictions for animal liability and dog bite insurance coverage. At XINSURANCE, we provide the coverage that you need no matter what the breed! Get started today! Click here to contact a representative or speak to an underwriter.