Pilot Liability: Two Common Causes of Small Plane Accidents

Pilot Liability: Two Common Causes of Small Plane Accidents   Accidents will always happen. Whether from driving a car or flying a small aircraft, the risk is always there. When flying, the best you can do to prevent this risk from becoming reality, is to continually hone your skills, be relentlessly methodical, and exercise caution….


Specialized Personal Liability Coverage: When Homeowners Liability Falls Short

Specialized Personal Liability Coverage: When Homeowners Liability Falls Short   Loosely defined, negligence is the failure to use reasonable care that results in the injury of another. The slippery phrase in this definition is “reasonable care.” What seems reasonable to you may not agree with the assessment of the lawyer prosecuting a lawsuit against you. Suppose you…


Animal Liability: Circumstances That May Cause the Family Dog to Bite

Animal Liability: Circumstances That May Cause the Family Dog to Bite Humans are complicated. Even a good friend under some circumstances, can become remote, moody, and possibly annoyed at one’s approach. Mob behavior is another example of behavioral contrast where law-abiding people can get swept up by the passions of the moment. Dogs are no…


Pilot Liability: Why Private Planes Have the Highest Crash Rate in Civil Aviation

Pilot Liability: Why Private Planes Have the Highest Crash Rate in Civil Aviation Private planes have a substantially higher crash rate than that of commercial aviation. Why is this? A number of factors contribute to this statistic such as the safety of the planes, pilot skill, and looser regulations than those governing commercial pilots and…


Firearm & Concealed Weapon Coverage: What Is and Is Not Covered by a Standard Homeowners Policy

Firearm & Concealed Weapon Coverage: What Is and Is Not Covered by a Standard Homeowners Policy   If you’re a gun owner, you might want to consider adding firearm & concealed weapon coverage. While your standard homeowners insurance policy will typically cover firearms that are stolen or damaged in a fire, it does not cover…


Three Ways That Dogs Cause Animal Liability Lawsuits

Three Ways That Dogs Cause Animal Liability Lawsuits   Humans domesticated dogs over 10,000 years ago. Because of their long association with humans, they are more adept at understanding our emotions and intentions than any other animal species. However, this understanding is limited as is ours of them. People mistakenly treat their dogs as if…


Avid Outdoorsman? Specialized Personal Liability Coverage Can Fill Insurance Gaps

Avid Outdoorsman? Specialized Personal Liability Coverage Can Fill Insurance Gaps You’ve been an active outdoors person for most of your life and love to backpack, kayak, and even rock climb. To you, all of these activities seem perfectly safe provided that one uses common sense. You may even make your weekend outdoor excursions a family…


Is Specialized Personal Liability Coverage Right for You?

Is Specialized Personal Liability Coverage Right for You? At first, specialized personal liability coverage  might sound like a hard sell. Once you have automotive and home insurance, why would you need to buy anything else? After all, your home and auto policies cover personal liability. However according to Wealth Pilgrim, the amount of liability coverage…


Dog Owners: Why You Need Animal Liability Coverage

Dog Owners: Why You Need Animal Liability Coverage   When you look at your four-legged furry friend, you might not see him as being a danger to anyone else. However, no matter how well-trained and well-behaved your dog might be, there is still a chance that you could end up in a lawsuit over its…


Summer Is the Season of Thunderstorms: Do You Have Pilot Liability Insurance?

Summer Is the Season of Thunderstorms: Do You Have Pilot Liability Insurance? Summer is the time of year when pilots like to enjoy the freedom of the skies with their small aircraft. The pilot need not worry about the snow and ice storms of winter. But summer brings the risk of thunderstorms, which are more…


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