Summer Is the Season of Thunderstorms: Do You Have Pilot Liability Insurance?

Summer Is the Season of Thunderstorms: Do You Have Pilot Liability Insurance? Summer is the time of year when pilots like to enjoy the freedom of the skies with their small aircraft. The pilot need not worry about the snow and ice storms of winter. But summer brings the risk of thunderstorms, which are more…


The Importance of Firearm & Concealed Weapon Coverage

The Importance of Firearm & Concealed Weapon Coverage According to the United States Government Accountability Board, there are over 8 million active concealed carry permits across the country. Responsibly armed citizens are well-trained in gun safety, basic marksmanship, and local laws.  Additionally, many commit to improving skills, reciting laws, and perfecting situation awareness.  However, many overlook the…


Why All Dog Owners Need Animal Liability Insurance

“Dogs are not our whole life, but they make our lives whole.” -Roger A. Caras He’s your best buddy, your four-legged “BFF”.  He’s your faithful hiking companion, and you can’t imagine life without him.  But even though he sleeps on your bed every night and snuggles with your toddler during Sesame Street, he’s still a potential liability. …


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Common Home Insurance Policy Exclusions

“Home is the most popular, and will be the most enduring of all earthly establishments.” -Channing Pollock If a wild animal sneaks into your home and wreaks havoc or a plane lands on your house, chances are your home insurance will cover it. Technically, the animal vandalized your home, and a plane is a falling…


Do You Need AcroYoga Coverage?

Every AcroYoga instructor should have AcroYoga coverage. Even if the yoga studio you work with has its own insurance policy, most studios do not cover their instructors. If one of your students gets injured, you could be sued. If you’re teaching AcroYoga and you don’t have AcroYoga coverage, you could be putting you whole financial…


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Animal Liability Insurance for Your Four-Legged Family Member

As any pet parent will tell you, our furry friends are more than just animals; they’re family. According to a U.S. Humane Society survey, 65% of all households currently have a pet. Clearly, our pets are a big part of our lives, and we would do whatever it takes to protect them. Yet many pet owners don’t recognize the…


Entertainer Liability: The Show Must Go On

Nothing compares to live entertainment. Whether you are working as a clown at local birthday parties, a magician at corporate events, or even as a deejay at the hottest clubs in town, for that one brief moment in the spotlight, you are an undisputed star. Unfortunately, bad things can happen to good people at any…


Liability Insurance For Public Servants

You Already Put Your Life at Risk, Don’t Risk Your Finances as Well Anyone working or volunteering as a public servant is subject to unique hazards. These hazards can be more than physical risks, they can also be financial in nature. First responders, law enforcement officers and firefighters are some of the individuals that comprise…


Modern Pilot Liability-The Sky’s The Limit?

A Pilot’s Job Is Riskier Than Ever! As if flying a plane (commercial or personal) wasn’t demanding enough before, there are at least 3 modern “obstacles” that pilots can run into. Blinding Lasers From……. It has become horribly common for thrill seekers, usually on the ground, to shine a laser beam at airplane cockpits. This…


Rescue and Evacuation Insurance for Your Daring Adventure

“Life is either a daring adventure or nothing.” -Helen Keller If you live your life as a daring adventure and are off to see the world, make sure you have insurance. You should have at least basic medical and travel coverage. Depending on where you are going, you should consider a rescue and evacuation insurance policy. Rescue…


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