XINSURANCE – for life unexpected

Specialized Personal Liability Coverage Can Protect You from Costly Legal Action

Do you know what is – and, more important, what is not – covered under your existing liability insurance policies, such as automobile, home and professional policies? Most homeowners would be surprised to learn that many home insurance policies specifically exclude such common things as trampolines and pets. This means that if anyone visits your…


Personal Liability for Paragliders

Paragliding is an inherently risky activity but the adrenaline rush is what drives many enthusiasts to the sport. Nonetheless, it is critical to approach paragliding responsibly. The same way that you check that you have the proper equipment is the same approach you should have toward your insurance policy. Even the most cautious of paragliders…


Personal Liability for Volunteer Coaches

As a volunteer, coaching a sports team can be very personally rewarding. You teach children and young adults the value of good sportsmanship and the need for practice and discipline. Yet volunteer coaches often overlook their need for personal liability as they engage in sports activities. Although carefully drafted waivers and your homeowners policy provide…


AcroYoga: Getting Coverage To Teach

Embarking on a career as a yoga teacher is exciting. You’ve spent time as a student, you made it through the strenuous yoga teacher training, and now you are ready to roll out your mat and teach others. You may even be considering opening a studio of your own. One of the most important decisions…


Why You Need Firearm & Concealed Weapon Coverage

Getting a firearm to keep at home, or to carry with a concealed weapon permit, is meant to be a security investment. You know that, if it comes down to it, you have a means to protect yourself when there are no other options. And, because you’re a responsible gun owner, you make sure to…


Why Do I Need Animal Liability Coverage?

As a responsible dog owner, you do your best to meet your pet’s needs: shelter, proper nutrition, and regular vet checkups. But have you considered animal liability coverage? Sure, your dog is a member of your family, and you think he (or she) could never be a liability. If your dog has no bite history and isn’t a breed with…


XINSURANCE Animal Liability Coverage At Animal Shelters

Across the country, thousands of independently run animal shelters are promoting the noble goal of pet adoption. A central issue in adoption is whether a new owner can provide a safe, secure and permanent home for their pet. Yet there are increasing regulations and implications individuals need to be aware of when it comes to…


Exotic Animal Liability Insurance

Exotic animal ownership is on the rise in the United States. It is now believed that more exotic pets live and are beloved in private American homes than are taken care for in zoos. Reptiles, large felines and primates are increasingly common in private homes. Certainly, owners know that exotic pets require special care, housing…


Customized Liability Coverage For Pilots

The feat of flying in clear skies over a beautiful landscape is energizing for any pilot. With the wind humming and constant checking of the conditions, pilots have to be alert and focused for a safe journey. Yet are you paying as much attention to your insurance policy as you are to the gauges? Whether…


Gaps in Personal Liability Coverage

Have you ever wondered if your insurance adequately covers you, your family, your profession, your business?  In many cases standard insurance does not.  Many people are left with gaps in coverage which is essentially less that adequate insurance. That’s where individual liability protection is part of the solution.  XINSURANCE is one of a kind coverage…


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With XINSURANCE you can purchase a customized insurance policy that will protect you in all the areas that your homeowners, employers, and business insurance policies won't.

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