As a mortgage company, ensuring that your clients have comprehensive homeowners’ insurance coverage is crucial for protecting their investment and mitigating risk. However, the reality...
In recent news, the United States Geological Survey (USGS) issued a warning that nearly 75% of the U.S. could face potentially damaging earthquakes and intense...
As homeowners, one of the most crucial decisions we make is purchasing homeowners insurance to protect our properties and safeguard our financial well-being. However, an...
When it comes to owning and managing a mobile home park, understanding the potential liability risks is crucial. From tenant injuries to property damage, being...
The homeowners' insurance market in Illinois is undergoing significant changes and challenges. With rising property insurance premiums and increasing difficulties in obtaining coverage for extreme...
As a pioneering force in the homeowners and property insurance market, XINSURANCE recognizes the significance of helping homeowners and property owners safeguard their investments against...
The insurance crisis in Florida is seen to be escalating as insurers continue to flee the state or abandon claims while in receivership. Homeowners are...
[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] What is Flood Insurance? Flood insurance is a type of insurance that helps protect you against damage caused by...
Introduction: Did you know there are loopholes and exclusions in most liability insurance policies? It doesn’t matter if you’re a homeowner, renter, or business owner. Cheap...
Wildfires are a serious threat to homes and communities in many parts of the world. They can start quickly and spread rapidly, often leaving little...
High-net-worth individuals are more vulnerable to lawsuits than ever. After all, over 100 million court cases are filed annually, and liability protection is required to protect...
The property insurance market in Florida is currently in free fall. Insurers are withdrawing from the state, others are only providing limited coverage to homeowners,...
In 2017, devastating wildfires destroyed homes and businesses in Santa Rosa and San Diego, California. The cost of damage incurred from these wildfires exceeded ten billion...
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Directors of HOA organizations have the unenviable task of completing large “to do” lists while assuming the risk of offending neighbors if they don’t like your decisions. While maintaining the common areas in their neighborhood, directors must:
"Home is where the heart is," right?
Well, when something terrible happens at your home, where does that leave you? With a broken heart and most likely a broken budget.
The preventative heart care you need as a homeowner lies with comprehensive property liability insurance. Sure, you probably have a standard homeowner insurance policy; it might even have a small amount of liability protection built-in. But is it enough to protect you against the weirdness of everyday life?http://www.xinsurance.com/risk-class/property-owner/ 
In a recent Washington Post article, it was cited that winning the $640M jackpot was so remote (1 in 176 million chance), that you had a better chance at the following:
No one wants to get into trouble. Nobody wakes up and thinks, “Boy. Today, I think I’d like to test the limits of my legal and insurance coverage. Honey? Get the 4-wheelers out! We’re going to test them out on that golf course.”
Trouble is a thing that pops up when least expected. The trick to taking care of trouble is making sure that as many of these little gaps as possible are not problem areas.
Without being alarmists, it can be surprising the things that American adults can be found personally liable for. A large lawsuit can boil down to something simple like: 