Questions about your personal liability?
Take a free Personal Liability Assessment
XINSURANCE Options for Xclusions and Xclusive Liability
The XINSURANCE product line is designed to specifically address two areas of concern in your insurance coverage:
Policy Xclusions
The holes and gaps that exist in your current coverage – the stuff that usually ends up the fine print or the “Exclusions” section of your policies.
Some examples of insurance policy exclusions include:- Homeowner policies that exclude damage or injury caused by certain canine breeds. Tell me more about Animal Liability Insurance
- Business Insurance policies that exclude personal liability and claims defense coverage for sexual harassment and molestation claims brought against individuals. Tell me more about Business Owner Insurance
- Professional insurance policies that exclude coverage for off-duty actions taken by security guards, law enforcement and emergency medical personnel. Tell me more about Off-Duty Insurance
Xclusive Liability
Personal activities, hobbies, volunteer work, responsibilities and circumstances that can expose you to personal liability and litigation.
Some examples of exclusive liability include:- Ownership of a firearm and/or instructing firearm courses.
- Participation in extreme sports as an amateur participant or professional.
- Actions taken or provided while moonlighting or carrying out a side job.
Let XINSURANCE tailor a Custom Liability Policy for your specific areas of exposure.
Questions about your personal liability? Take a free Personal Liability Assessment

