Insurance Options

Questions about your personal liability?

Take a free Personal Liability Assessment

XINSURANCE Options for Xclusions and Xclusive Liability

The XINSURANCE product line is designed to specifically address two areas of concern in your insurance coverage:

Policy Xclusions

The holes and gaps that exist in your current coverage – the stuff that usually ends up the fine print or the “Exclusions” section of your policies.

Some examples of insurance policy exclusions include:
  1. Homeowner policies that exclude damage or injury caused by certain canine breeds. Tell me more about Animal Liability Insurance
  2. Business Insurance policies that exclude personal liability and claims defense coverage for sexual harassment and molestation claims brought against individuals. Tell me more about Business Owner Insurance
  3. Professional insurance policies that exclude coverage for off-duty actions taken by security guards, law enforcement and emergency medical personnel. Tell me more about Off-Duty Insurance

Xclusive Liability

Personal activities, hobbies, volunteer work, responsibilities and circumstances that can expose you to personal liability and litigation.

Some examples of exclusive liability include:
  1. Ownership of a firearm and/or instructing firearm courses.
  2. Participation in extreme sports as an amateur participant or professional.
  3. Actions taken or provided while moonlighting or carrying out a side job.

Let XINSURANCE tailor a Custom Liability Policy for your specific areas of exposure.

Questions about your personal liability? Take a free Personal Liability Assessment