Business Owner

Over 78% of businesses

in the US are structures as a partnership or sole proprietorship (www.bizstats.com). This form of ownership puts your business and personal assets at immediate risk.

Business Owner


get covered today

Owning a business is a serious legal risk. With today’s overactive legal environment, business lawsuits are becoming more and more common. And attorneys are better than ever at finding insurance policy exclusions and including personal assets in legal judgments. Are your personal assets protected? Can you afford to defend yourself in the event of frivolous legal claim?

Over 78% of businesses in the United States are structured as a partnership or sole proprietorship (bizstats.com). This form of ownership puts your business and personal assets at immediate risk. But even if your company is structured as a corporation or limited liability company (LLC) you may still be named individually in a lawsuit.

Many business owners wisely protect themselves with general liability insurance, professional liability insurance, or product liability insurance. But what happens when a legal judgment exceeds the limits of these policies? In such cases, your personal assets are often exposed to satisfaction of the legal judgment. Also, many common, frivolous claims may qualify as exclusions in your existing policy – for example, claims of sexual harassment and molestation are usually excluded from traditional business insurance policies.

XINSURANCE policies are structured to cover the gaps and exclusions that might exist in current policies, and to protect you in the event your existing business insurance is insufficient. And because XINSURANCE acts as supplemental insurance coverage, the premiums are low and affordable… but your peace of mind will never be greater.

Click here to speak with an XINSURANCE representative.