It's all too common

for injured parties to seek legal judgment, not only against event organizers, but also the individual participants.

Competitive Events

At competitive events across the nation, lawsuits are being filed for such things as bodily injury of others, property damage to rented premises, and general negligence of participants. Unfortunately, it’s all too common for injured parties to seek legal judgment, not only against event organizers, but also the individual participants. Attorneys will look for indication of individual liability at every possible turn – in an effort to maximize the awarded judgment for their client.

Oftentimes, event organizers or participants carry minimum-limit, broad stroke insurance policies intended to cover spectators, venues and competitors. But, as with most insurance policies, these types generally come with coverage limits and coverage exclusions. So what happens when you or your team’s actions during a competitive event result in a catastrophic legal judgment that exceeds policy limits or falls within policy exclusions? How do you pay for legal protection, and how do you protect your personal assets?

XINSURANCE policies are designed to address these problems. Think of it as supplemental insurance protection against the gaps, exclusions and limits in your existing coverage. Best of all, since the coverage is supplemental, the premiums stay low and affordable – providing peace of mind worth competing for.

Click here to speak with an Xinsurance representative.