Commercial liability insurance is an essential risk mitigation tool for any business. Your liability insurance policy can help insulate your company from the financial risks that come with bodily injury or property damage.

General liability insurance policies can cover financial needs within a predetermined threshold in response to claims of third-party bodily injury or property damage resulting from an accident or negligence. Liability insurance may also protect businesses facing defamation, slander, libel, and false advertising.

When you obtain commercial liability insurance, your carrier may pay legal fees, medical bills, and property repair or replacement costs. The policy will cover up to a predetermined figure when the expenses from a covered incident reach your deductible amount. XINSURANCE provides liability insurance packages that may cover up to $10 million.

At XINSURANCE, we customize liability insurance plans for businesses in all 50 states. Our plans cover up to $10 million and include custom deductibles. We specialize in securing insurance for high-risk businesses. No matter your history — even if others have denied you — we’ll do what it takes to get you a suitable liability insurance plan. Specialty customized policies and excess coverage are also available.

Our liability insurance plans may cover:

• General liability
• Commercial auto — in most states
• Commercial properties
• Communicable diseases
• Inland marine
• Special events
• Liquor liability
• Product liability
• Assault and battery
• Watercraft
• Rental operations
• Alleged sexual abuse and molestation
• Active shooter liability
• Specialty customized coverage
• Excess coverage

Every business faces some level of risk. Liability insurance ensures your company can continue operations after an expensive incident or frivolous claim. Most companies can benefit from liability insurance — some industry regulations even require it. At XINSURANCE, we provide commercial liability solutions for many businesses that bring clients into their building, go to clients’ properties, or send their staff to conduct off-site business. Some of the best candidates for liability insurance include:

• Bus companies or drivers
• Amusement parks
• Bars and clubs
• Gyms
• Auto repair shops
• Car dealerships
• Cannabis companies
• Gun shops
• Restaurants

XINSURANCE is a premier liability insurance partner ready to help you find the best policy for your situation, even if you’re a high-risk policyholder. We have over 40 years of experience across numerous industries and all 50 states. When you partner with us, you’ll benefit from:

• All-in-one custom plans
• Up to $10 million in coverage
• Complimentary reviews of your current policy
• Open, honest communication
• Fast resolutions when searching for a policy or resolving a claim