At Home Product Demonstrator Liability Insurance
With a constantly evolving consumer retail sector as a result of technology and corporate marketing efforts, businesses are finding new ways to get consumers to buy, even in tough economic times. While many consumers are still shopping, most are just shopping less and saving more, which means that businesses need to get smarter about how they market their products. One of the best ways to engage potential customers is with a hands-on product demonstration, which is why home demonstrations remain one of the most cost-effective ways to market since there is no need for retail space and sales reps are driven by commission.
While this is a great way to make money, it also comes with a certain level of risk since as a home product demonstrator, you will be visiting other people’s homes without always knowing them very well. Whether the homeowner claims theft, harassment, or even worse, you can be held liable for monetary damages. This is why it’s important to have home product demonstrator liability insurance to protect yourself and your business from lawsuits accusing you of wrongdoing. Just because you are great at your job and play it safe doesn’t mean you can’t fall victim to someone scamming a lawsuit against you, so make sure you stay covered.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.
