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BMX Event Liability Insurance

The state of modern sports has taken a turn for the extreme, making activities like BMX racing all the more popular. BMX race tracks are popping up all across the country, and major tournaments and events are taking place left and right. If you are the host of a BMX event, there’s one more thing you have to worry about besides getting some dirt on your clothes—you need to have the proper BMX event liability coverage to protect yourself and all the participants.BMX racing can be relatively safe, especially when riders take the proper safety precautions, such as wearing a full-face helmet. However, like all physical activities, there is always a chance of someone getting hurt, and injuries can range from minor scrapes to more serious damage. Once somebody steps onto your race track, you become responsible for their well-being, so you need to have the right insurance plan that is specifically geared towards BMX events. After all, with extreme sports comes extreme responsibilities.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.