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Breakdance Instructor & Choreographer Insurance

Break-dancing is a thrill to watch—it’s fast-paced, energetic, and features plenty of seemingly impossible contortions and twists. However, because of the risks involved in such a highly athletic sport, break-dance is also highly dangerous, especially when dealing with beginning and amateur dancers. Breakdance instructors get the joy of teaching what they love, but they also must take responsibility for the safety of their students.

Breakdance instructors, whether dealing with private one-on-one sessions or a group setting, must insure themselves with a liability plan that will cover any incidents that may come up during their lessons. Many break-dance moves involve spinning on the floor and balancing on highly sensitive areas such as the back and neck. Should somebody trying out a new move make one little mistake and land on their neck in the wrong way, a serious permanent injury can occur. They can then sue their breakdance teacher for negligence, and if that instructor isn’t properly insured, they will be paying any legal fees out of their own pocket. To be a successful break-dance instructor, make the right move and get the appropriate liability coverage.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.