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Individual Liability Insurance

Remember when you went to the circus and saw people performing aerial acrobatics? It was amazing and even as a child, you may have marveled over how talented those people were to be performing in that way. It is sensuous, exciting, and terrifying to think...

Goodbye winter, hello spring! That’s right, spring has sprung and everyone is itching to be outdoors once again. That also means that it’s time for the sun to shed some light on your business operations. No matter what kind of business you’re running, make sure...

Since 2004, the Law Enforcement Officers Safety Act (LEOSA) gave “permission” to two classes of people to carry a concealed firearm within the U.S. and its jurisdictions, regardless of state or local laws (with certain exceptions); they include any “qualified retired law enforcement officer” and "qualified retired or separated law...

Protecting Guided Tour Companies on Land, Sea or Air New York City has always been a center of attraction — last year was no exception. In 2017, the City welcomed a record 62.8 million visitors in 2017, an increase of 2.3 million tourists over 2016. Of those, 49.7 million were...

Insurance for Medical Professionals In the 1980s, many businesses were challenged with obtaining some types of commercial insurance coverage. Several solutions entered the scene, including captive insurance. According to the Insurance Information Institute, “A captive is a special type of insurance company set up by a...

Professional Liability Insurance for Lawyers and Trustees As a lawyer, you wear many hats, one of which may be a trustee for clients. As a fiduciary, you’re charged with managing the trust property in a responsible and productive manner, with an obligation to act solely for...

XINSURANCE: A Lifeline for Aquatic Professionals Aquatic professionals are in the business of ensuring others are safe and sound in the water. Meanwhile, we provide liability insurance for aquatic professionals to ensure they're safe from litigation. The Center for Disease Control and Prevention (CDC) puts it...

Did you know small business owners have a 40% chance of having an incident that results in an insurance claim? What’s even more troubling is that 40% of small businesses have no insurance at all. Additionally, 60% of small business owners who operate from home...

Insurance for Mountain Guides Mountain guides take great pride in shepherding people in the mountains, guiding them to places they’ve always wanted to go with the skill set and knowledge of a guide behind them. But mountain guiding is rife with hazards, as mountains are an...