Have you ever been summoned for jury duty?  Well, let me tell you a little about it.  You HAVE to go; no if, and, or buts about it.You are sometimes allowed to reschedule, but you’ve still got to do your time.  Missing work, school, birthdays, weddings, or whatever it may be is inconvenient to say the least.  What if the case continues on for weeks or even months?  Now can you imagine if you weren’t on the jury, but were the defendant?!  It can happen easier than one might think, especially for all you professionals out there.Thinking that you’re completely protected from lawsuits is a rather naïve assumption, especially nowadays.  Recent trends in court decisions have been holding HR practitioners, supervisors, business owners, and other decision-makers personally liable for their actions under several employment laws.
[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]If your work clothes are workout clothes and your office is a gym, you are in the market for fitness instructor insurance. Your job is to motivate people to reach past their limits to do one more crunch, bench press, or squat. You coach them through new moves, correct their form, and then push them to do even better. Fitness instructors are sought after by a growing baby boomer population as this generation strives to remain active throughout their lives. Years of education, experience, and building your client base have formed the foundation for your business. You don't want to lose everything over one bad experience.
Owning property carries a fair amount of risk. The factors that make you, the landlord, the most vulnerable are, damage to property either by tenant or disaster, and lawsuits. Many landlords depend on the income from rental properties to make payments on their current residence so it is important to protect yourself so that you are not without this income.Here are some facts you should consider when choosing landlord insurance coverage.Not all policies are equal– This is one of those categories where you get what you pay for. XINSURANCE will consider the type of property you own and customize coverage, premiums, deductibles and financing to suit your specific needs.
Most people consider insurance when it comes to their car or their house because it’s required in order to get a loan. But renter’s insurance is another thing. Many renters live under misconceptions about the need for insurance. For example, some believe that the landlord's insurance will cover them in case of theft, or their roommate's insurance will include them, or that they are still covered under their parents' homeowners insurance. The truth is, in order to protect your belongings you must get coverage for them yourself.
We live in a wonderful country, where we enjoy many freedoms.Unfortunately, one of those freedoms is owning a trampoline.If our founding fathers had known what trampolines actually were, they would have viciously jotted down another section of the Constitution that forbids us from purchasing them. There would have been a block on importing any trampolines from outside the country, and anyone caught making or distributing them would be promptly hauled away or shipped off to some dark and lonely place. But because Ben Franklin never got around to inventing one before all those laws got written down, we’re stuck with them forever. (Here’s a great trampoline accident video – hopefully, you’re already selling yours on eBay by the 30-second mark).Our neighbors had a trampoline while we were growing up, and many a bone was broken trying to ride that metal and nylon monster. But somehow, we kept playing on it. More than that, other houses bought their own bouncing death traps and put them in their yards. Passing airplanes must have thought our neighborhood looked like a green Dalmatian.