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Clear Skies Ahead

My grandfather was an Air Force helicopter pilot in the Vietnam War, flying the Sikorsky MH-53 Pave Low—more commonly known as the “Super Jolly Green Giant.”  He would pick up wounded soldiers and transport them to medical bases, which routinely put him in dangerous situations.

My brothers and I used to sit around his chair and listen to him tell stories about flying, and loved hearing him talk about the logistics of flying helicopters.

“Planes,” he’d always say, “look like they belong in the air.  Helicopters look like they’re fighting to be there.  They don’t actually fly—they just try to beat the air into submission.”

And just like it is for any vehicle that earns its place so violently, this can lead to a lot of mechanical problems.  My grandpa would say if something on his chopper wasn’t broken, it was probably just about to.

Although my grandpa was in a military situation, civilian-qualified pilots can have many of the same problems.  High-priced mechanical problems and injuries to passengers or property damage caused by the helicopter are unfortunately frequent problems that aviation industry workers see.  The other problem is that these little speed bumps are frequently not covered by traditional insurance policies.

That’s where supplemental helicopter pilot insurance comes in handy.  Through XINSURANCE, commercial helicopter pilots can significantly decrease their financial risk.  That way, when you’re out flying on contract work, you can have a personally tailored policy that is affordable, easy to obtain, and a great source of calmness.

Get in touch with an XINSURANCE agent who can help customize your coverage to make sure that the policy works for you.  Not only to keep you from being grounded but also to protect you from enormous financial peril should an incident occur when you’re flying.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.