Custom Instructor Liability Insurance
Whether you’re just looking for a hobby, enjoy sharing your knowledge with others, or want to make living, becoming an instructor and teaching others what you know best is always a very popular option. With popular activities today including everything from yoga to firearms and learning how to fly to mixed martial arts, there are countless possibilities out there. When deciding on what to teach, you not only need to know what you’re best at, but also making sure you have all the business aspects covered. Equipment, location, and cost are always the big things to come to mind, but many people forget about liability insurance.
Custom instructor liability insurance can help protect you from liability lawsuits seeking monetary damages no matter what type of instructor you want to be. You might take every necessary precaution to make sure your students don’t get hurt or seriously injured, but accidents are bound to happen and you need to make sure you’re protected with instructor liability insurance in case you’re held liable.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.
