Dangerous Dog Breeds - XINSURANCE
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Dangerous Dog Breeds

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Barbara Malkowski

email: barbaram@primeis.com
phone: 312-884-5801

Dangerous Dog Breeds

Most people recognize that Pit Bulls or Rottweilers are dangerous dog breeds. In fact there are many breeds considered dangerous. According to the CDC, the ten breeds that seem to bite the most frequently are:

  • 1 Pit Bull
  • 2 Rottweiler
  • 3 German Shepherd
  • 4 Husky
  • 5 Alaskan Malamute
  • 6 Doberman Pinscher
  • 7 Chow Chow
  • 8 Presa Canario
  • 9 Boxer
  • 10 Dalmatian

Some of the above breeds are named bully breeds.  The term “bully breed” will put you in the doghouse with owners of those beloved pets. People believe that bully breeds have earned the term because they pose a threat to society. Actually, the term stems from their origin and history.  The Molosser, a large, strong dog that originated in ancient Greece mixed with local dogs throughout Europe such as the Old English Bulldog or Mastiff breeds. Originally used to protect livestock, they began to be used by some breeders to fight and many believe this is where the term bully stems from. Early immigration brought the breeds to America. American culture further defined the bully breed. In the 1980’s many gangs used specific breeds as status symbols. The media many times has misidentified the breeds involved in dog attacks and the end result is a strong bias in the media and society against bully breeds.

Anyone who has felt threatened by even a small dog will agree that any dog that can bite is dangerous. Dog bites account for approximately 360,000 emergency room visits per year. Children between the ages of 5-9 are the most vulnerable. Victims more often than not file lawsuits seeking for payment of medical bills, loss of income, and compensation for pain and suffering.  Dog bites are the biggest cause of homeowner’s insurance claims.  Insurance companies are limiting dog bite insurance or in some cases eliminating it altogether. If you are the loving owner of a dog that is not covered by your homeowner’s insurance, you might want to invest in a policy that will protect you and your beloved pet from liability situations. Even a nip could leave you vulnerable to a lawsuit.  XINSURANCE will provide coverage no matter what the dog breed.

Owning a pet can be an extremely rewarding experience but it also brings a certain amount of risk no matter the breed or the temperament of your dog. Becoming informed on your homeowner’s policy and what additional coverage you may need is a good way to ensure peace of mind and stay out of the doghouse for good.

Rick Lindsey
Rick Lindsey

President, CEO and Chairman

rjl@primeis.com