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Doctor & Physician Off-Duty Liability Insurance Coverage

“Is there a doctor in the building!?!?!?!” Now, it’s certainly understandable to believe that this question should be strictly relegated to the fictional realm of B movies and daytime soap operas. However, even in the real world, situations take place every day where off-duty doctors are called upon to take swift action in the wake of an accident or emergency. As a doctor, it is in your nature to react. Even if you’re off duty, it becomes instinctual to help whoever possible, whenever possible. Sometimes things happen so quickly that there is no time to consider the legal ramifications of providing emergency medical care while off duty. Despite the fact that the overwhelming majority of people would be eternally grateful for whatever assistance you were able to provide them in a medical emergency, there is a select few who would hold you accountable if something were to go wrong, which is why you need to make sure you are properly covered with liability insurance.

Custom off-duty doctor liability insurance coverage plans are available to protect you from any litigation you could encounter for providing emergency medical care while off-duty. The plans can be tailored to specifically suit you, i.e. your specialty, neighborhood, vacation plans, etc. Malpractice suits are at an all-time high, and there’s no reason to believe that they pertain strictly to the operating room. Consider a custom off-duty doctor & physician liability plan, so you can be a doctor wherever you are.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.