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Don’t Die from A Bee Sting

In a recent Washington Post article, it was cited that winning the $640M jackpot was so remote (1 in 176 million chance), that you had a better chance at the following:

  • You have a 1 in 1 million chance of getting hit by lightning, according to the National Oceanic and Atmospheric Administration.
  • There’s a 1-in-a-few-million chance of the Earth getting wiped out by a large asteroid, a NASA spokesperson said.
  • You have a greater chance of having identical quadruplets than winning the Mega Millions jackpot. Odds are 1 in 13 million, according to an NBC report.
  • Scared of dying from a bee sting? Well, you have a 1 in 6.1 million chance of dying from one, according to the Harvard Center for Risk Analysis.

So why bring up lottery tickets and odds on a blog dedicated to individual liability insurance? It’s because of this single, sobering fact:

If you own a business, investment properties, or are a professional, you may have a one in three chance of being named in a lawsuit.

One in three? Seriously? If those odds were associated with dying from bee stings, you’d never see a living soul come within miles of a flower or other pollen-producing death trap. Either that or a whole lot more beekeeping suits would be in fashion these days.

Luckily, while the odds of being sued may be stacked against you, there’s also plenty of ways to protect yourself in the likely case it does happen. XINSURANCE, or personal liability insurance, is one of the most effective tools in protecting and preventing asset loss in the case of a lawsuit.

So don’t sit around waiting for the next killer bee to come along. Talk to a member of our underwriting team or go to where you can find customized, personal liability insurance insolutions that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t.