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Driving Instructor Liability Insurance Plans

It’s scary enough to be in a car with a fifteen-year-old at the wheel. As a driving instructor/driving school owner, you don’t need the additional headache of worrying over insufficient insurance coverage. The job of a driving instructor is incredibly important and perhaps undervalued in today’s society. The lessons you teach your students have a direct influence over their own safety, and the safety of everyone else on the road. However, driving instruction is still a business, and you need to make sure that the business is protected from the many different liabilities that could potentially take a significant cut into your profits.

Custom driving instructor liability insurance coverage plans are available to ensure that exposure is kept to an absolute minimum. Anything from covering to damage all parts of the car, to your entire fleet of vehicles, damages from fire or in the event of theft, and even the legal protection that has become increasingly necessary these days. Medical and non-fault accident coverage is also potentially available. Whether you run a small business and serve as the only employee, or your business is booming, with the number of instructors and automobiles growing on a consistent basis, you need a comprehensive driving instructor insurance plan in place. It’s the only way to ensure that things will continue running smoothly.


Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.