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Greenhouse Insurance Plans & Coverage

People in the greenhouse industry have some unique obstacles to overcome. Running any kind of business is stressful, but growers have the livelihood of their plants and crops to worry about. Even individuals who have a greenhouse at their home need to worry about damage to their investments, even if it is just a hobby. Nature isn’t always reliable, and when you factor in the uncontrollable elements such as weather-inflicted damage, it seems that some plant loss is inevitable. If you can’t save your plants, you should at least save your money.

To do so, there are customized greenhouse insurance plans that keep the needs of greenhouse owners in mind. If you put in the time and care to grow strong and healthy plants, your insurance plan should cover the claims that you cannot prevent. These plans should include all of the most common liabilities that may spring up—from severe weather such as thunderstorms, hail, and strong winds to fire, theft, or damage to the greenhouse structure. Once you’re properly insured, you can be certain that nothing will stop your plants, hobby, or business from growing.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.