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Hunter with rifle in the woods

Hunting Liability Insurance

Hunting is a popular sport, widely enjoyed by many individuals across all states in the US. Whether it’s turkey, boar, game, or goose, hunters must adhere to precautions to hunt safely.

Despite following careful hunting practices, there is always the potential for an accident to occur, which is why it’s so important to ensure you have hunting liability insurance to protect yourself.

Don’t Rely on Your Homeowners Policy

Many hunters wrongly assume that they’re entirely covered for liability on their homeowner’s policy. This isn’t usually the case or the coverage is extremely limited. Therefore, you need to ensure you have specialist hunting liability coverage that will protect you if someone files a lawsuit against you.

Hunting Lawsuits Can Be Extremely Costly

You may think that you don’t need hunting liability coverage since you are conscientious and handle guns with care. But can you afford not to cover that risk? The main types of 3rd-party injury or damage that happen during hunting incidents are:

• Shooting at a target but missing and hitting a person instead
• Mistaking a person for a wild animal and shooting them
• Shooting someone due to accidental discharge of a gun or other weapon
• Fired bullets hitting and damaging another person’s property

If someone suffers an injury, the cost of liability claims can be huge. $150,000 was awarded to a victim following a facial injury involving shotgun pellets. And a report published by two orthopedic surgeons revealed that between 1993 and 2008, 35,970 reported firearm-related injuries occurred during hunting. This equates to around 2,400 injuries per year.

XINSURANCE: Hunting Liability Insurance

The best way to gain true peace of mind as a hunter is to take out hunting liability insurance. At XINSURANCE, we’re specialists in providing liability coverage for high-risk activities. We have been doing so for over four decades. XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, and we are able to provide customized coverage to each of our clients by using our unique “all-in-one” approach. We look at your operations and experience level to determine the type of coverage best for your needs.

We can also provide coverage to those who have been refused hunting liability insurance in the past or have previously had claims refused.

XINSURANCE hunting liability insurance provides coverage for:

• 3rd-party bodily injury
• 3rd-party property damage
• All types of hunting activities
• Hunters who lease land, are part of a hunting club, or hunt alone or in another group

How to Get in Touch With XINSURANCE

If you’re looking at getting hunting liability insurance in place before the season kicks off, get in touch with us today. Call us at 877-585-2853 to speak to us directly or email us at info@xinsurance.com.

Our website contains comprehensive information on our business and will help you find out more about our huge product line. Remember that we specialize in providing liability coverage for high-risk activities. And our website allows you to request a quote with no obligations.

Additionally, we’re active on the most popular social media platforms. Please follow us to keep updated. You can also message us on any of the platforms below if you would like to get in touch with us:

• Facebook
• Twitter
• YouTube
• LinkedIn
• Instagram

Finally, you will find that our events calendar is full of shows and events at which we will be present. Have a look to see if we’re attending one near you and come visit us. We like to meet our clients and potential clients to learn more about your needs and how we may be able to serve you better.

Hunting is an ancient and fulfilling pastime enjoyed by people from all walks of life. Every one of those people deserves to hunt with the reassurance that, should an accident occur, they are protected by hunting liability insurance.

The next time you hunt, do it with XINSURANCE at your side. Please get in touch with us today to find out exactly what we can do for you.