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Insurance for Golf Cart Shuttles

Insurance for Golf Cart Shuttles

Liability Insurance for Golf Cart Shuttles

In some parts of the country, golf carts are becoming popular off the greens. They’re on the road shuttling people around neighborhoods, senior communities, sporting events, airports, college campuses, and even in hospitals. Golf cart shuttles come in many forms. The personal golf cart has a top speed of less than 20 mph and can be gas-powered or electric. Many golf cart models don’t come equipped with seatbelts and aren’t required to meet federal safety standards. On the other hand, low-speed vehicles (LSV) hit the road at a top speed of 25 mph. They’re electric, equipped with seat belts, windshields, mirrors, and turn signals, and must meet federal safety requirements. Both can be efficient (and fun!), but risky. That’s why liability insurance for golf cart shuttles should be a must-have.

Recently, a man was ejected from a golf cart in New Jersey and awarded $3 million. A few years ago, a driver of a golf cart shuttle at a casino mistakenly reversed and struck and killed a guest. Golf cart shuttles don’t hold up well in a collision on the road, and can result in serious injury or death. Fact is, these vehicles can tip over, malfunction or get into an accident. Who’s liable in case of an accident or injury — or worse? The driver himself (if you’re being chauffeured), the golf course operator, and potentially the manufacturer of the golf cart can be held responsible. How do you protect yourself and your business?

XINSURANCE

XINSURANCE provides specialty liability insurance for golf cart shuttles through an all-in-one approach, providing direct access to underwriting, risk management, and claims management. XINSURANCE, offered by Evolution Insurance Brokers has decades of experience writing insurance for golf carts of all kinds.

No matter the situation, no matter the risk or history, XINSURANCE can give you peace of mind on the greens or on the road. For more information, check out our golf cart insurance page!