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insurance for holiday puppies

Insurance for Holiday Puppies

Insurance for Holiday Puppies

Do you plan to give a loved one(s) a puppy this holiday season? Everybody wishes to see a cute dog with a bow on its head under his or her Christmas tree. And while the gift of an adorable new furry companion is overwhelmingly joyful for most, there can be immediate setbacks if you aren’t careful.

Something as harmless as a playful nip or digging on your neighbor’s property can result in a messy, time-consuming, and potentially devastating lawsuit. Dog-related damage is the leading cause of homeowner’s insurance claims. That’s why animal liability coverage is an essential part of being a responsible pet owner.

The need for animal liability coverage is increasing as local, state and county ordinances are becoming stricter.  Pet owners need a quick, easy, and affordable liability insurance solution. If an incident occurs, some authorities do require that the owner produce a certificate of insurance before the animal is released.

Another need occurs when landlords and home associations require renters or homeowners to have animal liability insurance in place as a stipulation of tenancy. This type of risk is often excluded from standard coverage so now agents and brokers can provide solutions by visiting to get a quote.

“Evolution Insurance Brokers has provided solutions for hard-to-place and difficult risks for over 30 years. We understand the difficult risks that individuals, volunteers, breed rescue groups, and clubs face in obtaining liability insurance coverage. was designed to deliver a quick quote and provide affordable coverage,” said Rick Lindsey, President and CEO of Evolution Insurance Brokers.

Coverage can be obtained for specially trained dogs such as guard dogs, security dogs, hunting and performing dogs.  All breeds, including Pit Bulls, Rottweilers and Akitas will be considered for coverage.

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XINSURANCE provides liability insurance solutions and true peace of mind should an incident, claim, or lawsuit occur. Contact us to receive a quote or if you have any questions regarding animal liability insurance.


Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.