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Insurance for Scooter Rental Companies

Insurance for Scooter Rental Companies

It’s no surprise that scooter rental businesses have exploded in popularity recently. With cities becoming increasingly congested with cars, no one wants to spend their precious time sitting in traffic jams for hours on end. Nor does anyone wish to spend hours looking for a parking spot only to have to pay an eye-watering amount for a few hours.

Since scooters are small and quick, they make the perfect vehicle to whiz around a city or town. They’re compact enough to weave through traffic jams and easy to park since they take up hardly any space. There’s also something really enjoyable about taking in a city on the back of a scooter with the wind whipping through your hair!

The demand for scooter transport has given rise to many different rental companies offering all kinds of different scooters available for hire. From gas-powered to electric and even manual-powered, no matter the type of scooter, they need to be covered for the risks of city driving.

1. Scooters are known to be a liability

A scooter is only as good as the person riding it. The vehicle can be a brand new, top of the range model with the highest ratings for reliability and safety but if it’s in the hands of someone inexperienced at riding scooters, the risk it carries will be just as high as an older, used scooter.

While these vehicles are easy to ride, becoming a safe scooter user requires practice and experience. If a person is on vacation or uses a scooter occasionally, they don’t have time to put in hours of practice – they just want to get to their destination or see the city as quickly and conveniently as possible. The more scooters there are on the streets, the higher the risks, as there are more and more inexperienced riders using them.

A lot of accidents and damage to property and persons alike are caused by a wayward or badly driven scooter. The proliferation of incidents gives rise to many damage or injury claims being filed.

Unfortunately for scooter rental business owners, this means it’s almost impossible to get insurance for this high-risk business category. Without insurance for scooter rental companies, many such businesses find themselves facing financially ruinous claims. They sometimes shut down their operations overnight.

2. XINSURANCE has the answer!

Fortunately, at XINSURANCE we have collected over 40 years of experience providing insurance solutions to businesses and individuals that other insurers won’t consider. We’re the specialists in covering high-risk categories. Our customers are delighted to find insurance that covers them sufficiently, no matter what their business or history is.

XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. We feel that everyone deserves to have the right insurance in place no matter what they do as an activity or business, even if it is classed as high-risk or dangerous.

We have a unique way of doing business by taking an “all-in-one” approach with our customers. This means we assess all areas of your business including its history, experience level, and operations before pulling together a 100 percent customized insurance plan that fits your requirements like a glove!

Our solutions to insurance for scooter rental companies give you the peace of mind you deserve. It will allow you to continue running your business without having to worry about what you will do if faced with a lawsuit.

Please note that this insurance is for claims made against your business and the scooters themselves. Just like when you hire a car, the scooter drivers separate cover.

3. Get A Quote for Insurance for Scooter Rental Companies

We’re sure you have questions about our insurance, so we’ve made it easy for you to get in touch with us. You can reach our field underwriting specialist, Jimmy Salmans, by calling 801-472-3803 or emailing him at Our trained, knowledgeable, and helpful staff is waiting to hear from you. We are looking forward to providing you with the information you need to make the best, informed decision about your levels of risk and your need for insurance.

Alternatively, you can head over to our website where you can receive a quote as well as view the rest of our extensive product line. You may also like to check out our events page which lets you know which expos and events we’ll be attending.

For lovers of social media, we like to keep active on Twitter, Facebook, LinkedIn, and Instagram, so be sure to follow us on your preferred platform to stay updated on what we’re up to as well as shooting us a question whenever you like.

4. Relax knowing you’re covered

At XINSURANCE, we recognize that all businesses – no matter what the risk – deserve to receive sufficient insurance. That’s why we’re on hand to offer it.

With XINSURANCE, there’s no reason why you should be put off from running a scooter rental business and enjoying the rewards from providing such a popular activity, just because you’re worried about insurance.

Additionally, our huge product line means that if you run other high-risk businesses or activities. You can depend on XINSURANCE for reassurance and coverage.

Don’t leave getting the right insurance in place until it’s too late. Get in touch with us today and see how XINSURANCE can help you.

Rick LindseyReviewed by Rick Lindsey, President, Chairman, and CEO of XINSURANCE

Rick Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.