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08 Jul Insurance for Street Sweepers – Don’t Sweep Liability Under the Rug
Believe it or not, street sweeping has been around since the 1800s when the first mechanical street sweeping device was invented. Since then, our streets have become dirtier, more crowded, and more polluted. Luckily, technology has advanced with the times and modern street sweeping machines do an efficient job of cleaning sidewalks and gutters with ease.
The individuals that provide street sweeping services are providing an essential service to the community that we often take for granted. Without them, however, our streets would be a mess and a health hazard. It’s vital that our street sweepers can continue their great work on a daily basis. This is why insurance for street sweepers is essential.
The Risk of Street Sweeping
While the machines that clean the streets are usually slow, they also weigh up to 14,290 lbs making them heavy and cumbersome. This means that they carry a certain amount of risk when operating in public.
If you run a street sweeping business, you’ll likely already know that there is always the danger that a machine could cause injury or bodily harm to someone if they get in the way of a machine or if the machine operator isn’t paying attention. Additionally, a wayward machine can cause considerable damage to property.
Some of the common reasons that street sweeping accidents occur are:
- Operators who fail to adhere to traffic signs and signals
- Other drivers who fail to check their blind spot before pulling out
- Tired drivers or machine operators
- Insufficiently trained operators
- Inexperienced operators and other drivers
- Individuals driving under the influence of narcotics or alcohol
- Equipment failure
The injuries that street sweepers cause can be severe, and in some cases, lead to death. Typical injuries include; brain damage, burns, broken bones, and lacerations.
Most accidents occur in these ways:
- Rear-end collisions
- Hit and runs
Protecting Street Sweeping Businesses
The best way to avoid accidents and lower the level of risk is to ensure you do the following:
- Properly train your machine operators
- Ensure operators are competent when operating on public roads and that they follow traffic rules
- Perform regular maintenance and safety checks on the machinery
- Give your operators sufficient rest breaks
- Don’t allow an operator to drive a street sweeping vehicle if they seem too tired or sick
- Regularly assess your operators on the job
- Have liability insurance in place
The level of risk posed leaves the street sweeping business wide open to liability claims. Today’s litigious society means that facing a lawsuit due to negligence is all too common.
This makes the last point in the above list a crucial aspect for any street sweeping business to consider. Having liability insurance will protect you and your business from liability claims and potential financial ruin.
Insurance for Street Sweepers
You may have already tried to find insurance for street sweepers for your business and have found that either your coverage is insufficient or that insurers won’t cover you in the first place.
This is something that XINSURANCE recognizes. We understand there is a need in the market for liability insurance for businesses that are usually hard to insure.
With over 30 years of experience, we’ve become the go-to specialists for insurance for street sweepers. We pride ourselves on being able to offer coverage for businesses that other insurers refuse to touch.
Our all-in-one approach allows us to assess your operations and experience to custom create a policy that not only suits your needs but gives you adequate coverage should you be faced with a lawsuit.
XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. We are pleased to be able to offer the following insurance for street sweepers:
- Individuals or businesses that own and operate street sweeping vehicles
- Street sweepers operating independently or on a commercial contract
- Personal injury sustained by 3rd parties
- 3rd party property damage
Please note that we do not cover workers liability claims.
Our insurance for street sweepers allows you to operate with the peace of mind that the business is covered should an unfortunate incident occur.
What Do I Need To Do?
Our highly experienced team is waiting for your call! We would love to hear from you, so please feel free to phone us on 877-585-2853 to discuss your needs further. If however, you’d prefer to contact us online, our email address is firstname.lastname@example.org.
If you would like to find out more about XINSURANCE before you contact us directly, head over to our website where we have all the details of our operations as well as our extensive product line. When you’re ready, you can easily receive a quote via our website too.
If talking face-to-face is more your thing, then we’d be delighted to greet you at our office, based at 8722 S. Harrison Street, Sandy, Utah 84070. If you’re in the Salt Lake City area, why not stop for a coffee and a chat about what XINSURANCE can do for you?
Keeping Updated with XINSURANCE
Whether you’re an existing or potential customer, you can stay updated with any news or announcements from XINSURANCE by following us on your favorite social media platform. Follow us on Facebook, Twitter, YouTube, LinkedIn, or Instagram to remain up to date with everything we’re doing to protect businesses from liability.
And keep an eye on our events calendar. We love getting in front of our customers at trade shows and events. Check regularly to see if we’re going to be in your area soon.
An accident takes seconds to happen, but its repercussions can last a lifetime for your business if the right coverage isn’t in place. Don’t sweep your insurance needs under the rug – get your insurance for street sweepers in place today and continue running your business stress-free.