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Karate & Mixed Martial Arts Instructor Liability Insurance

After decades of boxing being king, mixed martial arts (MMA) has taken over the spotlight as the premier fighting and full-contact sport. After starting out with a small cult following, MMA is now broadcasted on primetime television in the United States, as well as launching a rebirth in karate and mixed martial arts schools all over the country. Despite how harmless learning or practicing karate or MMA in a controlled environment with the advice of a professional teacher, you are still at risk for not only getting injured yourself but also injuring your sparring partner. While a few bumps and bruises are expected, you never know when you might seriously injure someone and be faced with a liability lawsuit.

This is why it’s not only important to make sure you practice karate and MMA with the right safety equipment and supervision, but also make sure you have mixed martial arts insurance for liability protection. It’s even more necessary to get covered if you’re the owner or instructor at a karate or MMA school because you could easily be sued for the injury of anyone at your school. MMA school owner and instructor liability insurance plans are available as well to keep your liabilities in check and make sure you can continue your business and passion.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.