SPORTS CAMP INSURANCE

Sports camps attract kids of all ages and skill sets. Team building and competitive exercises come in various forms with different intensity ranges for players. Whether your facility offers one primary sport or several, you’ll want to gain protection with insurance for all the athletic activities you offer.

XINSURANCE can provide camp insurance for the following sports:

• Football: Plans can include coverages such as flag, touch, tackle, contact, flex football, and more.
• Soccer: Coverages extend to youth soccer camps during practices, warm-ups, games, and other activities.
• Baseball: Packages be for baseball camps on the field or at the summer campsite.
• Other: Your custom package could offer coverage for different types of sports.

Operating a youth sports camp involves many factors to provide an excellent experience for kids. Some behind-the-scenes work involves preparation to protect your business from a lengthy time-out if oversights or accidents happen. Proper camp liability insurance could protect you, your program, employees, and volunteers from claims.

Spots camp liability insurance allows you to:

• Prepare in case of injuries: Common sports accidents or injuries could include dehydration, breaks, sprains, and other medical concerns.
• Protect yourself from liability: Coverages could offer protection if sports camp-related incidents, claims, or lawsuits occur.
• Have peace of mind: Camp counselors, volunteers, and coaches can know they’re protected when working with athletes.

• Commercial general liability: Provides coverage for bodily injuries and property damage sustained by third parties.
• Commercial auto (available in most states): You’ll need this insurance if you plan to use vehicles to transport campers around the facility.
• Alleged sexual abuse/molestation: This coverage will protect you in the wake of allegations of sexual misconduct made by a camper against you or one of your instructors.
• Alleged assault and battery: In a highly competitive environment such as a sports camp, physical conflicts between campers and instructors could occur. An instructor may also have to break up a fight between campers and inadvertently injure one of them in the process. This type of insurance offers protection in these situations.
• Communicable disease coverage: Offers liability protection, resulting directly from a pandemic, in the event you are named in a lawsuit regarding a customer alleging they were exposed from your operation.

XINSURANCE covers many aspects of operating athletic camps, but we do not provide workers’ compensation. If you need to provide this coverage to support your employees, you will need to secure the services of an additional provider.

Examples of the many ways liability insurance helps to protect your assets include:

• One of the campers suffers a severe injury while using a piece of faulty or improperly maintained equipment
• An instructor is negligent when supervising the activities of campers, which leads to an injury
• A camper trips and falls over an object that you or one of the instructors left on a walkway
• During an intense drill on a hot day, a camper experiences cardiac arrest and collapses, requiring hospitalization
• A camper claims that an injury he incurred resulted from improper instruction or being “pushed” too hard by the instructor
• A camper accuses an instructor of making inappropriate sexual advances toward her during a private training session
• A fight between campers causes significant damage to camp-owned property

These incidents could cause extensive damage or medical bills, or even result in a lawsuit. Your liability insurance for your athletic camp will mitigate your risk in these and similar situations.

XINSURANCE can help if your coverage has been denied, canceled, or non-renewed. We work with existing coverage or companies who need to apply for insurance for the first time, and our options can help cover new and old claims. Select from availability in all 50 United States with the protection offered 365 days a year, 24 hours a day.

Benefits of XINSURANCE insurance include:

• All-in-one approaches: Information and exposures for your sports camp all nest under one convenient policy.
• Customized plans: Discussions with our underwriting team and decision-makers allow you to personalize your insurance package.
• Covered exclusions: Coverages could fill gaps and reduce risks for exclusions in your current insurance plan.

Plan for a season or year-long experience of athletic training, games, and memories made at camp. XINSURANCE can offer sports camp solutions if something happens during practices, games, and more, so you feel at ease with your organization and prepared for any scenario.

Call 877-585-2853 or contact us online to get a quote today!