Liability Insurance for Doctors Volunteering in Foreign Countries
“No good deed goes unpunished.” As a volunteer doctor traveling to a foreign country, it would be naive to dismiss this old saying as mere cynicism. Regardless of the selfless, compassionate merits of donating your time, resources, and medical expertise to aid those born under severely disadvantaged circumstances, it would be ill-advised to leave before making absolutely sure that yourself and your livelihood are entirely protected. Foreign countries, particularly in the Third World, are full of people who could benefit tremendously from your assistance. However, providing medical care in these occasionally hostile environments can often be treacherous, with danger a legitimate possibility around every corner.
This is why volunteer doctors traveling to foreign countries, whether it’s strictly to a medical camp or religious as well, need to make sure they have the right liability insurance to protect themselves from undesirable situations. It would be inconceivable to diagnose an illness or perform even the smallest procedure in this country without comprehensive liability coverage, so why should overseas be any different? When you consider the meager conditions you will be working under, the limited resources that will be at your disposal, and the already poor health of the patients you will be caring for, it would be unwise to leave yourself any less protected. Custom liability coverage plans for volunteer doctors and other medical personnel are available to precisely suit the work you will be doing, in the country in which you will be providing care.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.
