Being a police officer or any kind of law enforcement professional can be extremely stressful. The last thing you need to worry about is whether you have adequate insurance. You might think or even assume that your department can provide insurance or cover legal costs...
Society has become increasingly more litigious, with 15 million civil cases filed in the U.S. each year alone.* Common cases include traffic accidents, construction accidents, dog bites, defective products and medical malpractice. If on the defendant side of the aisle, you’re subject to innumerable court dates,...
If your dog bites the UPS delivery person and he sues you, will your homeowners animal liability cover your legal defense and possible damages? It depends. If your dog’s breed is considered dangerous, then your dog may be excluded from coverage. This is fairly well-known,...
Traditional insurance can oftentimes reveal its extreme limitations, despite being a necessary part of life. For people like you who may have a specialized career, have you really checked your liability insurance coverage? You may end up getting a chill when you find out many offbeat...
Like most prudent adults, we all try to live fairly responsibly, right? We’re careful with our pets, mindful of our guests, and don’t participate in anything too outlandish; so it would stand to reason that we might not think we need to invest in any additional insurance. But...
If you’re a gun owner, you might want to consider adding firearm & concealed weapon coverage. While your standard homeowners insurance policy will typically cover firearms that are stolen or damaged in a fire, it does not cover your personal liability should you shoot an...
Auto insurance and homeowners insurance policies typically provide liability coverage for common situations. However, they will exclude situations that are normally covered by other types of insurance. For example, you can't collect from your homeowner's insurance policy if you injure someone in an auto accident while...
When a dog bites someone, she is entitled to reimbursement for medical expenses as well as lost income if treatment and/or recovery prevents her from working. If the injury is minor, then the medical expenses and the time away from work will likewise be minor. However,...
Dogs are highly social and have an uncanny ability to empathize with humans. They're nonjudgmental, provide unconditional love, and enjoy play. These characteristics make them the most favored pet of most human cultures. In spite of this, dog bites are common events that often require...
Humans are complicated. Even a good friend under some circumstances, can become remote, moody, and possibly annoyed at one's approach. Mob behavior is another example of behavioral contrast where law-abiding people can get swept up by the passions of the moment. Dogs are no less...