Under the right circumstances, all dogs will bite. This may happen when the dog is guarding something such as its food while eating, or when it's sufficiently provoked. A dog may bite when it's startled, is in pain, or is otherwise not feeling well. Preventing dog...
Do you have thoughts about buying your own airplane or helicopter? Perhaps you have your license and like the idea of hassle free long distance travel or the simple joy of being aloft and seeing the world as few people do. While renting is another...
"Life is either a daring adventure or nothing." Helen Keller If you live your life as a daring adventure and are off to see the world, make sure you have insurance. You should have at least basic medical and travel coverage. Depending on where you are...
Every AcroYoga instructor should have AcroYoga coverage. Even if the yoga studio you work with has its own insurance policy, most studios do not cover their instructors. If one of your students gets injured, you could be sued. If you're teaching AcroYoga and you don't...
There are various rules of gun safety that if followed diligently, should prevent an accidental discharge of a firearm. One well-known set of rules is Jeff Cooper's four safety rules: All guns are always loaded. Never let the muzzle cover anything you are not willing...
Best practices in protecting against animal bites — and litigation. Your family pet may be your best friend, but not necessarily your neighbor’s or even your baby’s — and at times, not even yours. According to the Centers for Disease Control and Prevention, dogs bite about...
Pilot Liability: Two Common Causes of Small Plane Accidents Accidents will always happen. Whether from driving a car or flying a small aircraft, the risk is always there. When flying, the best you can do to prevent this risk from becoming reality, is to continually hone...
Specialized Personal Liability Coverage: When Homeowners Liability Falls Short Loosely defined, negligence is the failure to use reasonable care that results in the injury of another. The slippery phrase in this definition is "reasonable care." What seems reasonable to you may not agree with the assessment of the...
Animal Liability: Circumstances That May Cause the Family Dog to Bite Humans are complicated. Even a good friend under some circumstances, can become remote, moody, and possibly annoyed at one's approach. Mob behavior is another example of behavioral contrast where law-abiding people can get swept up...
Pilot Liability: Why Private Planes Have the Highest Crash Rate in Civil Aviation Private planes have a substantially higher crash rate than that of commercial aviation. Why is this? A number of factors contribute to this statistic such as the safety of the planes, pilot skill,...