Blog

23 Apr The Dirt on Garbage Collection: Why Specialty Insurance is a Must

Posted at 16:26h in business liability, Commercial Liability, Individual Liability Insurance, liability insurance by Rick J Lindsey

Customized Insurance for Garbage Collectors and Garbage Collection Companies It’s a dirty job, but somebody’s got to do it. Garbage collection and hauling is big business in the U.S. In fact, on Manta alone — the largest online community for small businesses — there are over...

16 Apr Liability Insurance for Volunteers

Posted at 17:24h in Individual Liability Insurance, liability insurance, Volunteer Liability Insurance by Rick J Lindsey

Volunteering is a great way to help your fellow man and woman. When you consider it’s a win-win for everyone, it’s no wonder so many people are getting involved in volunteering. According to the Bureau of Labor Statistics, 62.6 million people volunteered through or for...

09 Apr What is Firearm & Concealed Weapon Coverage?

Posted at 16:06h in Firearm Liability Insurance by Rick J Lindsey

Purchasing firearm and concealed weapon coverage is a good investment for any gun owner. You own a firearm to protect your family and property. However, if you are forced to use your firearm in self-defense, you may still face legal charges, and the cost of these can add...

02 Apr Keep Your Landlord Happy With Animal Liability Insurance

Posted at 15:39h in Animal Liability Insurance by Rick J Lindsey

Renters love their pets, and the numbers prove it. According to a 2014 survey by Apartment.com, 72% of renters were pet owners. Most had to pay a price for owning “man’s best friend,” with pet deposits as high as $500 and an additional amount tacked...

26 Mar Pilot Liability: How You Can Be Held Liable for the Actions of Others

Posted at 14:50h in Pilot Liability by Rick J Lindsey

In many situations, common sense dictates that when the actions of an adult cause harm to others or damages property, that person is responsible and should be held liable. However, the real world is more complicated than this, especially the world of general aviation. As...

19 Mar Insurance for Outdoor Recreation

Posted at 17:05h in Business & Hobby Insurance, business liability, liability insurance, Personal Liability Insurance by Rick J Lindsey

Keeping the Great Outdoors, Great. The great outdoors can be great fun, with adventures like boating, angling, hunting, backpacking, mountain climbing, camping, whitewater rafting, snowmobiling, zip line, and horseback riding, to fill your days. You name it — there’s a myriad of opportunities just waiting for...

12 Mar Take the Bite Out of Guard Dogs

Posted at 14:59h in Animal Liability Insurance by Rick J Lindsey

You can hear your Doberman pinscher, German shepherd, Rottweiler or Scottish terrier barking a mile away. After all, there’s no better way to keep intruders off your property or warn you of impending danger. Maybe you have a service dog or a family dog that’s a...

26 Feb Protect Yourself from Backyard Liabilities with Specialized Personal Liability Coverage

Posted at 16:14h in homeowner insurance, Personal Liability Insurance by Rick J Lindsey

Enjoying backyard activities with your family is a healthy way to spend leisure time. However, if these activities involve items that are both attractive and dangerous to small children, then you have what is referred to as attractive nuisances on your property. Because inquisitive young...

22 Feb XINSURANCE.com Announces a New Approach to Insurance Strategy

Posted at 18:01h in Press Release by Rick J Lindsey

Chicago, IL (February 22, 2018) – XINSURANCE.com announces its unique “All-in-One Approach" to writing insurance. This new customized “All-in-One Approach" is the first of its kind. It provides an innovative solution for specialty liability, property and professional liability insurance protection. XINSURANCE is a DBA of Evolution...

20 Feb Avid Outdoorsman? Specialized Personal Liability Coverage Can Fill Insurance Gaps

Posted at 15:43h in Personal Liability Insurance, Uncategorized by Rick J Lindsey

You've been an active outdoors person for most of your life and love to backpack, kayak, and even rock climb. To you, all of these activities seem perfectly safe provided that one uses common sense. You may even make your weekend outdoor excursions a family...