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Best practices in protecting against animal bites — and litigation. Your family pet may be your best friend, but not necessarily your neighbor’s or even your baby’s — and at times, not even yours. According to the Centers for Disease Control and Prevention, dogs bite about...

Specialized Personal Liability Coverage: When Homeowners Liability Falls Short   Loosely defined, negligence is the failure to use reasonable care that results in the injury of another. The slippery phrase in this definition is "reasonable care." What seems reasonable to you may not agree with the assessment of the...