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Paintball Course Liability Insurance
Paintballs typically fly through the air at speeds hovering around 300 ft per second. Getting shot by one can leave large welts or even break skin. Players often run through dense forests, where branches hang low, thorns abound, and roots popping out of the ground are begging to be tripped on. Yes, the players do wear protection. Masks are used to cover their face and shield their eyes. Often pads are often donned on knees and elbows. However, these precautions are not enough to eliminate all risks of a serious injury. As a paintball course owner, you’re probably already aware of this. Almost always, a person must sign a waiver before paintballing. The problem is this: is there any way of knowing if a waiver and your traditional business insurance are enough? What you’ll probably find is that it is not.
Fortunately, paintball course owner liability insurance plans are available to fill in the gaps that may be lurking in those waivers and your traditional insurance. Each plan is custom shaped to suit the specific needs of your business, from the size and location of the course to the kind of players who compete there. Paintball is fun and exciting. Nobody wants to get hurt, nor do they plan on it. However, accidents do happen, and on a paintball course, those accidents are likely to have much more severe consequences. You can’t afford to leave yourself the least bit exposed. Seek out a custom paintball course owner liability insurance plan, it’s the only way to ensure that you and your business will be fully protected.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.