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Personal Liability for Paragliders

Paragliding is an inherently risky activity but the adrenaline rush is what drives many enthusiasts to the sport. Nonetheless, it is critical to approach paragliding responsibly. The same way that you check that you have the proper equipment is the same approach you should have toward your insurance policy. Even the most cautious of paragliders can have an accident. XINSURANCE provides personal liability for individuals who undertake paragliding as a hobby and desire extra protection in case they are named in an incident, claim, or lawsuit involving their paragliding activities.

For those individuals for whom paragliding has grown past a personal passion and into becoming an instructor, XINSURANCE can find solutions for a personal liability policy as well. Although paragliding businesses are typically targeted due to their capacity for higher payouts, independent contractors acting as instructors can be named in a lawsuit as well. Due to the high-risk nature of paragliding, a single incident can put an instructor’s assets at risk and subject them to high out-of-pocket legal fees. It is best to be prepared for the unexpected!

Please contact XINSURANCE today for a quote and for answers to any questions you may have. Thank you!


Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.