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Private Detective Liability Insurance

No matter how big the case, there’s always going to be a need for private detectives as businesses and individuals need more information they can uncover by themselves. Whether it’s to investigate insurance fraud or infidelity, private detectives can end up putting themselves at risk, both physically and financially. While exercise and caution can help a PI keep their body safe, you can’t always predict what will happen financially, specifically with lawsuits. Clients might think you manipulated information or people you’re investing might claim an invasion of privacy, so you need to make sure you’re protected.

This is why it’s important to have private detective liability insurance to keep yourself covered in the event of a lawsuit filed against you or your company. Even if you don’t run your own company, your employer might not cover your own legal needs, so going the extra step and getting a custom insurance plan can help save you time and money if worse comes to worse. While you make take every precaution possible, you can’t always predict what will happen, so stay safe and protected with a private detective liability insurance plan.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.