River Rescue Instructor Liability Insurance
Whether in a kayak, canoe, or raft, navigating through what is nature’s own aquatic gauntlet, swift water rapids, is a challenging and exhilarating experience. However, anyone who will be spending a considerable amount of time on the river should be equipped be some basic river rescue skills, for both their own safety and the people they are paddling with. As a river rescue instructor, you know how important these life-saving skills are, and the responsibility that comes with demonstrating how they should be executed properly. The lessons that you teach these aspiring adventurers could make the difference in averting a potential disaster. Without question, this makes your job incredibly rewarding. That being said, it also leaves you vulnerable.
In today’s age, whenever an accident occurs, the blame begins to fly. Litigation is at an all-time high. Even if you taught your students everything there is to know about river rescue, someone still might try to hold you responsible in the event that something goes awry. Fortunately, there is a way to protect yourself. Custom river rescue instructor liability insurance plans are available to shield you from these concerns. Each plan is individually shaped to meet your specific needs (location, number of students, experience) so that you will be covered fairly and effectively. In your line of work, the safety of others your ultimate concern. With a custom liability plan in place, your own safety will be ensured.
Authored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE
Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.
