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liability insurance for the spring season

Spring Has Sprung – Make Sure You’re Insured

Updated March 3rd, 2022

Goodbye winter, hello spring! That’s right, spring has sprung and everyone is itching to be outdoors once again. That also means that it’s time for the sun to shed some light on your business operations. No matter what kind of business you’re running, make sure you have liability insurance for the spring season.

Spring Activities Covered:

In short, we can provide insurance options for just about anything no matter the situation so be sure to contact us to get a quote.

Here are some examples:

  • Boating, Kayaking, Canoeing, etc.
  • Ropes & Adventure Courses, Zip Lines, etc.
  • ATVs, UTVs, Segways, etc. (Tours, Guides, or Rentals)
  • Mountain Biking, Hiking, etc. (Tours and Guides)
  • Holiday Events and Festivals such as St. Patrick’s Day parades and parties
  • Special Events, Fireworks, and Pyrotechnics
  • And More!

Liability Insurance For The Spring Season

It doesn’t matter if your business is new, small, or a fortune 500 company. We provide insurance options even if you’ve been dropped, non-renewed, or canceled. We are here to help you if you’re struggling to get liability insurance for the spring season. No matter what the case may be, don’t be a victim of insufficient coverage. Let XINSURANCE be your partner and give you the true peace of mind you deserve so you can focus on running a successful business.

Available Coverages

We provide customized insurance coverage solutions through an all-in-one approach to fit your needs. We can even help cover the gaps and exclusions in your current policy. For true coverage and true peace of mind, we’ll get you covered.

  • Active Shooter Liability
  • Alleged Assault & Battery Liability
  • Animal Liability
  • Alleged Sexual Abuse and Molestation Liability
  • Commercial Auto Liability (available in most states)
  • Commercial General Liability
  • Communicable Disease Liability Coverage (new coverage option)
  • Directors and Officers (D&O)
  • Equipment Rental Liability
  • Errors and Omissions (E&O)
  • Excess Medical
  • Excess Casualty
  • Premises Liability
  • Products Liability
  • Professional Liability
  • Property Coverage
  • Riot & Civil Commotion Liability (new coverage option)
  • Special Events
  • Spectator Liability
  • True Umbrella / Excess Liability
  • And More!

COVID-19 Response

As we continue to monitor COVID-19, XINSURANCE will be here today, tomorrow, and in the future; providing service, answering questions about risks, helping you with commercial and individual liability risks, and more. New and emerging risks are being realized every day, and XINSURANCE has always been at the forefront of meeting new risks and perils head-on. We just want you to know that we are here for you and to give you true peace of mind. We are happy to answer any questions you have about opening or reopening your business this spring!

We recommend that businesses and individuals follow CDC guidelines for planning, preparing, and responding to COVID-19. They also provide plenty of prevention and support tips. As for XINSURANCE, we are following guidelines and recommendations from the CDC along with the directions of state and local leadership to ensure the health and safety of our employees. Our teams are ready to do what it takes to get the job done!


XINSURANCE is powered by Evolution Insurance Brokers, LC, an excess and surplus lines brokerage. We provide specialty customized coverage for businesses and individuals. Our underwriting team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your protection.  If you’ve been denied, non-renewed, or canceled coverage, we can help. We take on risks others simply can or will not.

XINSURANCE is a proud member of the Michigan Festivals and Events Association.

Contact Us

If you need help, have questions, want us to review your current policy, or a free quote, contact:

Logan Fitzgerald, SVP of Marketing
Tel.: 801-304-5562

On Behalf of:

Rick J. Lindsey
Licensed Broker
Evolution Insurance Brokers, LC


XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah (NPN 5464658). The licensed brokers for EIB are: Rick J. Lindsey (all states except CA) (NPN 91653) & Mike Fennell (only CA) (NPN 1435429).

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.