Don’t you hate exceptions? Like when you have a 50% off coupon to the restaurant you love and you go there only to find out the coupon is not valid at that location. Or, say you enter to win a drawing and the fine print says, “You must live in _____ to qualify” or “You must be ____ age to apply” and you are disqualified? A lot of times, it just doesn’t seem fair. At XINSURANCE we get that. That’s why we aim to insure what other insurance policies consider an exception and leave out of what they cover.