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Tanning Salon Liability Insurance

As a tanning salon employee, you know the clients and the look they’re trying to achieve. Whether it’s a loyal customer or someone who is brand new to tanning salons, you will be there to help them with getting the tan they are looking for. That being said, there is always the possibility of things not going as planned. Like with any job, things can go wrong and while it might seem unrealistic, the high impact rays could easily hurt someone whether it’s through long-term exposure or damage from a single visit lasting too long. With you being the one they talk to while they’re visiting the tanning salon, it’s easy to point the blame to you because you’re supposed to be the expert. So what happens if a customer tans for too long and damages their skin, either permanently or temporarily, and they decide to seek legal action and hold you liable?

Custom tanning salon liability insurance plans are a convenient way to protect you from what your conventional insurance plan lets through, kind of like putting an extra layer of SPF 70 over an initial layer of 15. This custom individual liability insurance coverage is designed to protect you while you’re at work and dealing with customers in a risky environment. This would conceivably protect you from litigation concerning skin cancer, burns, chemical reactions to spray tans and any other suits that could be brought your way from unhappy customers. Even if you make your clients aware of all the risks associated with tanning, you could still be held liable. Don’t settle for a porous insurance policy. Custom tanning salon liability insurance plans are available.

Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.