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06 Aug Why XINSURANCE is a Top Pick for Pumpkin Patch Companies
Insurance for Pumpkin Patch Owners
It’s almost that time of year again when ghouls and goblins walk the streets in search of tricks and treats. Halloween is just around the corner, and so are some pumpkin patches. Here’s where you’ll find large amounts of pumpkins grown onsite, many for purchase. (Did you know that Illinois was the largest producers of pumpkins in the U.S.?*)
Families will be pumpkin picking and carving out funning faces and having a whole lot of fun. But farm owners may not be in a laughing mood — because some will be sued for damages as visitors get injured on their property. According to Marsha Salzwedel, research specialist for the National Farm Medicine Center, “Approximately 14,000 children are injured each year on farms and ranches and 40 percent of the injured children are visitors.”**
So what does a pumpkin patch/farm owner do to keep the fun in Halloween? Aside from taking safety measures for guests and having them sign waivers, it’s imperative that you protect your assets with specialty liability insurance for pumpkin patch owners from XINSURANCE.
XINSURANCE is powered by Evolution Insurance Brokers, an insurance brokerage. XINSURANCE provides an all-in-one approach that allows business owners to have broader coverage, up to $10 million limits with higher limits available through reinsurance partners, flexible underwriting, risk management expertise, extraordinary claims results, and a partnership approach.
XINSURANCE can protect you this Halloween and all year round.