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xinsurance all in one

XINSURANCE – “All-In-One” For Businesses


We are excited to announce a new “All-in-One” policy. Instead of buying separate insurance policies for each type of coverage like Commercial/Business Liability, Liquor Liability, Assault & Battery, Active Shooter, etc., we are offering one policy for all liability coverages with one insurance company. All liability coverages (excluding Workers Comp) in one place, with one policy, and with one insurance company! Our “All-in-One” approach provides better claims results than separate policies. Having separate policies fuels litigation raising your loss run numbers. Limit options range from $50,000-$20,000,000.


  • Commercial/Business Liability
  • Liquor Liability
  • Assault & Battery (defense only)
  • Sexual Abuse & Molestation (defense only)
  • Active Shooter
  • And much more

Eligible Businesses/Classes

  • Restaurants
  • Bars/Taverns
  • Clubs
  • Concerts
  • Special Events
  • Churches
  • Government Agencies
  • And much more


XINSURANCE Powered By Evolution Insurance Brokers, LC has provided unique coverages for over 40 years.

If you are interested in getting a quote for our All-In-One coverage, please contact us at 1.877.585.2853 or to get started!


XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus line insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah. This insurance product is offered by an unlicensed surplus lines insurer.  The licensed brokers for EIB are: Rick J. Lindsey (all states except CA) (NPN 91653) and Mike Fennell (only CA) (NPN 1435429).