Fire, Wind & Mudslides Happen
True Peace of Mind is hard to find when your insurance policy leaves you half protected.
Talk to us right now!
As a homeowner in California — you need a partner you can trust in the worst-case scenario.
When it comes to facing the worst-case scenario, not every insurance partner can be trusted to back you up, or follow through on claims.
XINSURANCE takes a partnership approach that means prioritizing comprehensive protection to help you tackle any risk — no matter how big or small.
You Can Get Coverage If…
- You live anywhere in the U.S.A.
- You have past claims history
- You own property in high risk areas
- You need custom or specialty insurance coverages
- You want higher policy limits
- You have insurance gaps that need to be filled
- You have high value items that need to be covered
- You want to cover a variety of risks in one consolidated plan
We Offer Coverage You Need
Natural Disaster Coverage
This can include wildfires, hurricanes, earthquakes, floods, mudslides, and more. We can provide solutions to cover common exclusions like flood or fire conditions.
High-Value Homes
XINSURANCE provides solutions intended to actually cover the full value of your home and property. Anything less than that may be leaving you underinsured or self insured.
Liability Coverage
Anyone can be hit with an unfair and unexpected lawsuit in today’s world. It’s no longer just the rich and famous who need protection from litigation, and when it comes to fighting for what you deserve, there’s no better partner than XINSURANCE.
TRU Umbrella Policy
We don’t make you jump through hoops to get the exact coverage you need. If you want to get multiple kinds of coverage all in one plan — we help you consolidate it all in our TRU Umbrella plan.
Partial Protection isn't Protection
When your “affordable” insurance policy uses gaps and low policy limits to offer you insufficient protection — you end up paying more in the long run when a disaster happens.
GET STARTED WITH A QUOTEPartnership Over Policy
Your Insurance Partner
We back up our partnership approach at every stage — from customizing insurance solutions to helping you mitigate high-risk circumstances and fighting on your behalf when things go wrong.
All-in-One Approach
Flexible underwriting means more of what you need all one place! We can consolidate your existing policies and any additional coverages into one comprehensive plan.
40+ Years Experience
With over 90k policies issued, a thousand unique risk classes, and a combined 40 years of experience on our underwriting team, XINSURANCE has made specialty insurance our expertise.
True Coverage
We don’t believe in half hearted insurance. If you’re serious about investing in proper protection, then XINSURANCE is your partner to find the quality coverage you need.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help. THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
