Stop settling for inadequate coverage and experience true peace of mind with XINSURANCE.
Demolition contractors deal with daily risks and liabilities. Don’t settle for insufficient coverage. We can provide customized insurance solutions that protect you and your business from accidents, weather damage, and more. Find peace of mind and flourish in your industry with XINSURANCE.
What is Demolition Contractor Insurance and Why You Need It
Demolition contractor insurance is custom insurance designed to protect businesses that perform demolition, wrecking, structural removal, site clearing, interior tear-outs, concrete removal, bridge demolition, and other high-risk contracting operations.
Because demolition work involves unique hazards such as structural collapse, flying debris, heavy equipment, property damage, and potential injuries to workers or third parties, many standard insurance policies may contain exclusions, limitations, or coverage gaps. XINSURANCE focuses on providing customized insurance solutions that help address these complex risks.
Who We Can Help
- Demolition Contractors
- Blasting Contractors
- Explosive Contractors
- General Contractors
- Sub-contractors
- Specialty Contractors / Artisan Contractors
- Home Improvement Contractors
- Self-Employed Contractors
- And More!
Demolition Contractor Insurance Coverage Options
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Completed Operations
This coverage protects against injury and property damage claims that occur after the completion of the contract.
Equipment Coverage
Can provide physical damage protection for applicable equipment while it is being used, rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Inland Marine
Can provide physical damage protection for applicable equipment while it is being stored, transported, or while rented. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Pollution Clean-Up
Covers the costs associated with pollution clean-up caused by your business.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Alleged Assault and Battery Liability
Coverage for claims against you or your employees regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you or your employees regarding sexual abuse and/or molestation.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQ About Insurance for Demolition Contractors
What Types of Insurance Coverage Do Demolition Contractors Need?
The type of insurance coverage needed as a demolition contractor will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick the coverage you want on your insurance policy.
That said, demolition contractors typically need general liability insurance, professional liability insurance, equipment coverage, property coverage, and more. This can help cover accidents that cause injuries or property damage to third parties as well as claims for negligence, errors or omissions in professional services, and more.
How Does Liability Insurance Protect Me as a Demolition Contractor?
If you’re a demolition contractor, a liability insurance plan can protect you and your business in three key ways:
- Protection for property damage: Your plan can cover costs arising from property damage due to incidents like falling debris and equipment malfunctions.
- Protection for medical expenses: Bodily injuries can happen despite your most diligent safety efforts, but a liability insurance plan can cover medical bills so you don’t have to. Please note that we do not provide workers’ compensation.
- Completed Operations: Some claims arise long after the demolition work has been finished. Completed Operations coverage may help protect your company if an alleged issue related to your completed work results in a future claim or lawsuit
Can I Be Insured if I've Been Dropped or Rejected by an Insurance Company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We can also help you if you have a claims history or if you’re new to the roofing or contractor industry.
In short, we provide an insurance solution when others can’t or won’t.
Why Should I Have Demolition Contractor Insurance?
You need demolition contractor insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some areas, liability insurance may be required.
Insurance for Demolition Contractors
We can provide insurance solutions to demolition contractors in all 50 states! If you already have an insurance policy, we can review it to identify any gaps or exclusions that are leaving you exposed. We can then offer coverage solutions to fill those gaps and provide you with true peace of mind.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Commercial Auto
Commercial auto insurance provides coverage for vehicles used for business purposes, such as transporting equipment, materials, or employees to job sites. This covers vehicles such as trucks, taxis, limos, buses, vans, and more.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.