HIGH NET WORTH INSURANCE

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HIGH NET WORTH INSURANCE

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HIGH NET WORTH INSURANCE

High Net Worth Insurance is for individuals and families that need extra liability protection. If you have a high net worth, then we strongly recommend that you review your umbrella and primary homeowners insurance policy and consider upgrading with a True Umbrella that can close any gaps or exclusions in a primary homeowners policy.

With XINSURANCE, you can have an all-in-one policy that provides customized coverages built into one policy. We can fill the gaps and cover the exclusions in your existing insurance policy that other insurance companies can’t or won’t provide. Whatever you need, we can help to find the best insurance solution for you.

high net worth insurance
high net worth insurance

WHAT YOU NEED TO KNOW ABOUT HIGH NET WORTH INSURANCE

Who Should Have 'High Net Worth Insurance'?

XINSURANCE provides customized liability insurance solutions for businesses and individuals in the United States. We can help the following with high net worth insurance:

  • High Net Worth Individuals (HNWI) and Families
  • Ultra-High Net Worth Individuals (UHNWI) and Families

What Coverages Are Available with High Net Worth Insurance?

We have an all-in-one approach for high net worth individual (HNWI) insurance that can provide all coverages under one policy. If you have gaps and exclusions in your current policy, we can cover those as well. Examples include:

  • Aircraft: Coverage for pilots, helicopters, private jets, and more.
  • Alleged assault and battery liability: Coverage for claims against you regarding assault and/or battery.
  • Alleged sexual abuse and molestation liability: Coverage for claims against you regarding sexual abuse and/or molestation.
  • Animal liability: Provides coverage for third-party bodily injury and property damage caused by an animal that you own.
  • Auto: Coverage for exotic cars, antique cars, motorcycles, and other vehicles
  • Directors and officers (D&O): Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization.
  • Firearms liability (available in most states): Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use.
  • Homeowners: Coverage for high-value homes and other properties.
  • Individual/Personal liability: Personal liability protection in the event of an accident and a claim is made against you.
  • Professional liability: Coverage for claims regarding negligent acts and more.
  • Property coverage: Covers the building and the contents within it from fires, storm or wind damage, vandalism, and theft.
  • True umbrella / Excess liability: Additional coverage to fill the gaps and exclusions in your existing policy.
  • Valuable Articles: Coverage for collectibles and high-value items
  • Watercraft: Coverage for watercraft including boats, jet skis, yachts, and more.
  • And more: We provide customized coverage so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ compensation.

What is XINSURANCE?

XINSURANCE is an insurance partner providing specialty liability insurance solutions, powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. We can offer custom solutions despite a claims history or when an individual or business has been denied, canceled, or non-renewed by another insurance carrier.

XINSURANCE is your partner. You’ll know that when the unexpected occurs, that we are a true partner providing insurance solutions and defending you when a claim is made. We offer customized solutions so not only can we fill the gaps of your primary coverage but we can also provide true umbrella coverage.

Why Should You Choose XINSURANCE for HNWI Insurance?

A lot of insurance policies impose very low limits or exclusions. They may not even cover liability insurance at all. For true peace of mind, you need specialty liability insurance.

We assess your situation to find you the best, comprehensive coverage for your requirements. As specialist brokers, we can even offer solutions to those who have been denied insurance before or those who have a claims history.

From third-party physical injury to third-party property damage and much more, you can be reassured that the coverage solutions you receive from XINSURANCE will be sufficient for your requirements.

How To Get A High Net Worth Insurance Quote

Get your high net worth insurance quote today by filling out the form at the top of the page to get started! We would also be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable – there is no obligation once we review. Get started today!

With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t. Our underwriting team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.

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