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hunting club insurance

Hunting clubs enable groups of like-minded individuals to gather in one location to engage in hunting in a responsible and enjoyable way. An organized, well-managed hunt club provides a safe environment for hunters while also offering bonding opportunities that often lead to life-long friendships. While popular throughout the South for decades, these clubs are now appearing in the Northeast, Midwest and other areas.

Whether you’re a landowner who offers your property for hunt club use, a member of a management team that oversees a property or a hunter who is part of a group that uses the land, you do have some liability risk. Adequate insurance is essential for limiting your exposure and safeguarding your assets if an incident occurs. This form of insurance can be difficult to obtain — unless you contact the liability insurance professionals at XINSURANCE.

hunting club insurance


What Can Hunting Liability Insurance Cover?

Hunting lease liability insurance can cover property owners and managers as well as members and their guests. It provides protection for occurrences resulting from hunting-related activities or operations for which individuals or entities could be held legally liable. Examples of available coverages include:

  • Commercial general liability: Provides broad coverage for injuries and property damage sustained by third parties while on the hunting club property or involved in hunting activities with the club.
  • Premises liability: Protects against slips, trips, and falls on the hunting club property.
  • Firearms liability: Protects lawful gun owners from liability claims resulting from hunting accidents and the accidental discharge of a weapon.
  • Animal liability: Covers third-party injuries and property damage caused by hunting dogs.
  • Special events: Offers liability protection during events held on the hunting club premises (parties, weddings, etc.)
  • Personal liability: Provides personal liability protection for hunting operations that involve club use or outside of club use.
  • Communicable disease coverage: Offers liability protection, resulting directly from a pandemic, in the event you are named in a lawsuit regarding a customer alleging they were exposed from your operation.
  • Customizable coverages: You can also purchase liability insurance to cover events that cause injuries related to the use of treestands, mobile equipment, ATVs and more.

Please note that we do not provide workers’ comp.

Situations Where Hunting Club Insurance Applies

Examples of scenarios where the appropriate liability insurance coverage should protect you include:

  • A guest of one of your members accidentally shoots another guest during a hunting excursion.
  • A member falls out of an improperly maintained treestand on your property and suffers a debilitating back injury.
  • A member, while traveling at a high rate of speed on an ATV covered under the policy, accidentally strikes and kills another member. The plan will offer protection if the deceased member’s survivors decide to sue you.
  • A third party trips over a piece of equipment that a member did not store properly and incurs an injury.
  • A hunting dog belonging to one of the members bites a guest, resulting in substantial medical bills.

We offer liability policies with limits up to $10 million, or as much as $20 million through our reinsurance partners. No risk is too large or small for XINSURANCE.


XINSURANCE is a full-service liability insurance partner that helps cover the most challenging risks. We provide all-in-one protection to anyone looking for coverage, even if you’ve been canceled or non-renewed by your carrier. We can also customize your plan to ensure it meets your specific needs. You’ll have true peace of mind knowing you have a trusted partner by your side whenever an accident or incident occurs.

Why Should You Choose Us for Hunting Lease Liability Insurance?

At XINSURANCE, we support the policies we sell with top-notch customer service. With our flexible underwriting and all-in-one approach, we can cover “unique” risks that most of our competitors avoid, ensuring you’ll get the customized plan you require. We also provide risk management services to help you minimize the likelihood of a liability-related incident — every service we offer is designed with the goal of giving you true peace of mind.

You’ll also appreciate our prompt, reliable claims service. Our claims representatives are available around the clock to take your calls and get the process started. We have the expertise to handle your claim expeditiously and get the fast results you deserve.

XINSURANCE can provide liability insurance solutions for all kinds of extravagant hunting as well. Hunting activities like fly-in hunting, guided hunts, hunting trips, and helicopter hunting can be covered by us as well.

Our Streamlined Application Process

If you’ve been frustrated with the often aggravating and time-consuming process of applying for liability insurance in the past, you’ll appreciate the XINSURANCE difference. You can fill out and submit the app online for review by our expert underwriting team. We’ll then contact you to set up a convenient phone call to discuss your risk in more detail and provide a quick quote. With your approval and payment of the initial premium, your new policy can be issued promptly.

Please contact us to get your free hunting club insurance quote today. We’ll also be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable.

With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t. Our underwriting team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.

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