Manufacturers face many unique risks. Make sure your company has coverage beyond what standard insurance can offer.
Cover every corner of your manufacturing process with XINSURANCE, from the workshop to the warehouse and every step in between.
What is Manufacturing Insurance?
Manufacturers face many unique risks, including defective parts, fire hazards, third-party property damage, etc. Manufacturing insurance is a safety net designed to buffer manufacturers against unexpected events that could impact production, finances, or reputation. Accidents and lawsuits can occur, but as your insurance partner, we will stand by your side when things go wrong and provide true peace of mind for your manufacturing operations.
With XINSURANCE, our TRU Insurance solutions offer an all-in-one policy that provides customized coverages built into one policy. We can also fill the gaps and cover the exclusions in your existing insurance policy that other insurance companies can’t or won’t provide. Let us take on the task of safeguarding your endeavors so you can dedicate your energy to what you do best: manufacturing the future.
Who Should Have Manufacturing Insurance?
XINSURANCE provides customized liability insurance solutions for manufacturers of all sizes and industries. We can help the following manufacturers:
- High-hazard manufacturers
- Food and beverage manufacturers
- Firearm & ammo manufacturers
- Electronic equipment manufacturers
- Metal manufacturers
- Plastic manufacturers
- Wood manufacturers
- Textile manufacturers
- Furniture manufacturers
- Chemical manufacturers
- And more!
Manufacturing Insurance Coverage Options
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Products Liability
Protects your business from claims that a product you made, sold, or distributed, caused third-party bodily injury or property damage. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property. Learn more.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Inland Marine
Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQs About Manufacturing Insurance
Why do manufacturers need insurance?
Manufacturers need insurance to protect against unexpected events such as disruptions in production, machinery breakdowns, and other operational risks that could impact financial stability and business continuity.
Is manufacturing insurance mandatory?
While not typically mandatory by law, certain aspects of manufacturing insurance may be required under contract by clients or landlords, and it’s strongly advised for protecting your assets and liabilities.
What types of risks does manufacturing insurance cover?
It covers a range of risks, including but not limited to operational disruptions, equipment failure, and liability issues stemming from the manufacturing process.
What is the difference between general liability and product liability for manufacturers?
General liability covers non-product-related injuries and accidents on your premises, while product liability specifically covers damage or injury caused by the products manufactured.
Does manufacturing insurance cover supply chain disruptions?
Coverage for supply chain disruptions depends on the specifics of your policy. Discussing such details with us is important to understand the extent of coverage.
What happens if I expand my manufacturing operations?
Notify us to adjust your coverage accordingly. Expansions might involve increased risks and the potential for greater coverage needs.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
How is the cost of manufacturing insurance determined?
The cost depends on several factors, including the size of your business, the types of products manufactured, production volume, your company’s claims history, and more. It’s best to contact us and tell us more about your manufacturing company so we can provide a personalized quote.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Commercial Auto
We provide specialized custom coverage solutions for any number of commercial auto needs, from commercial trucking, taxi cabs, limousines, buses, medical transport vehicles, and more.
Small Businesses
We can provide customized liability insurance solutions tailored to your business’s unique needs. Even if another insurance company has declined, canceled, or non-renewed your business, we can still help you!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
