MANUFACTURING INSURANCE

XINSURANCE provides customized liability insurance solutions for manufacturers of all sizes and industries. We can help the following manufacturers:

• High-hazard manufacturers including chemicals, explosives, etc.
• Food and beverage manufacturers
• Electronic equipment manufacturers
• Metal manufacturers
• Plastic manufacturers
• Wood manufacturers
• Textile manufacturers
• Furniture manufacturers
• Chemical manufacturers
• And more!

We have an all-in-one approach for manufacturing insurance that can provide all coverages under one policy. If you have gaps and exclusions in your current policy, we can cover those as well. Examples include:

• Commercial auto (available in most states): Provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.
• Commercial general liability: Provides coverage for injuries and property damage sustained by third parties.
• Directors and officers (D&O): Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization.
• Employment practices liability insurance (EPLI): Covers liabilities related to employment that aren’t on-the-job injuries. Some of the things it covers may include sexual harassment suits and wrongful termination suits.
• Active shooter liability coverage: Liability protection in the event of an active shooting taking place at company property.
• Communicable disease coverage: This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19.
• Equipment coverage: Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
• Personal liability: Personal liability protection in the event of an accident and a claim is made against you.
• Motor truck cargo: Covers physical damage while transporting goods
• Pollution clean-up: Covers the costs associated with pollution clean-up caused by your manufacturing company.
• Premises liability: Protects against claims for slips, trips, and falls on the property due to negligence.
• Products liability: protects your business from claims that a product you made, sold, or distributed, caused third-party bodily injury or property damage.
• Professional liability: Coverage for claims regarding negligent acts and more.
• Property coverage: Covers the building and the contents within it from fires, storm or wind damage, vandalism, and theft.
• Riot and civil commotion liability coverage: Liability protection against claims made from a riot or civil commotion.
• Alleged assault and battery liability: Coverage for claims against you regarding assault and/or battery.
• Alleged sexual abuse and molestation liability: Coverage for claims against you regarding sexual abuse and/or molestation.
• True umbrella / Excess liability: Additional coverage to fill the gaps and exclusions in your existing policy.
• And more: We provide customized coverage solutions so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ compensation.

Manufacturers of all industries should comply with safety regulation standards. There are many risks but a few of the top 10 most frequently cited standards in the manufacturing industry include the control of hazardous energy, general requirements for all machines, and powered industrial trucks. In total, from October 2021 to September 2022, there were 1,250 citations out of 428 inspections.

If your manufacturing company needs help, the Occupatoinal Safety and Health Administration (OSHA) provides compliance assistance resources for manufacturing companies of all industries.

With our manufacturing insurance solutions, our in-house risk management team can help you comply with safety regulation standards! We can make in-person visits to help make sure you are compliant.

XINSURANCE is a DBA of Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, providing specialty liability insurance solutions. The company offers insurance solutions when an individual or business has been denied, canceled, or non-renewed by another insurance carrier.

XINSURANCE provides businesses and individuals with access to customized liability insurance policies that cover gaps in your traditional coverage. They provide you with true peace of mind. With over 40 years of experience in the industry, they will be your trusted partner. XINSURANCE will fight for you when no one else will.

A lot of insurance policies impose very low limits or exclusions. They may not even cover liability insurance at all. For true peace of mind, you need specialty liability insurance.

We assess your situation to find you the best, comprehensive coverage for your requirements. As specialist brokers, we can even offer solutions to those who have been denied insurance before or those who have a claims history.