Insurance for Religious Organizations

Specialty liability insurance solutions tailored to your unique needs.
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Faith in protection - safeguarding sanctuaries of worship with customized insurance solutions.

Embrace the essence of divine protection. XINSURANCE provides customized liability insurance solutions crafted for religious organizations.

The Importance of Insurance for Religious Organizations

Religious organizations, such as churches, mosques, or synagogues, increasingly need liability insurance with specialty coverage, such as commercial property coverage and, sadly, active shooter coverage. However, some religious leaders and property owners do not even consider all the risks associated with religious organizations. This is why we are offering customized insurance solutions for religious organizations so everyone involved can have true peace of mind.

XINSURANCE provides all-in-one policy solutions that offer customized coverages built into one policy. We can fill the gaps and cover the exclusions in your existing insurance policy that other insurance companies can’t or won’t provide. Our TRU Insurance solutions offer real protection, unlike the cheap, fake insurance policies that end up costing you more in the long run when things go wrong. Whatever you need, we can help to find the best insurance solution for you!

Who We Can Help

Religious organizations should consider obtaining specialized liability insurance solutions to cover a variety of unique roles and situations in their operations. This might include insurance solutions for the religious entities themselves, their leaders, employees, volunteers, and even their members.

Here are various religious organizations and places of worship that we can help with liability insurance solutions:

  • Churches
  • Mosques
  • Synagogues
  • Temples
  • Monasteries
  • Meeting Houses
  • Pagodas
  • Kingdom Halls
  • Ashrams
  • Sacred Sites
  • Religious Leaders
  • And More!
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Religious Organization Insurance Coverages

Commercial General Liability

Provides coverage for injuries and property damage sustained by third parties.

Property Coverage

Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Active Shooter Liability

Liability protection in the event of an active shooting taking place on company property. Learn more.

Commercial Auto*

Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for organizational purposes. Learn more.

*Available in most states

Communicable Disease Liability

This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Firearms Liability*

Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.

*Available in most states

Inland Marine

Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

Premises Liability

Protects against claims for slips, trips, and falls on the property due to negligence.

Professional Liability

Coverage for claims regarding negligent acts and more. Learn more.

Riot and Civil Commotion Liability

Liability protection against claims made from a riot or civil commotion.

Special Events Liability

Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.

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How To Get A Quote

Request Your Quote

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Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQs About Liability Insurance for Religious Organizations

What is liability insurance for religious organizations?

Liability insurance for religious organizations is a specialized insurance solution designed to protect against potential claims arising from bodily injury, property damage, and other liabilities that occur on the organization’s property or during its operations.

XINSURANCE offers specialty liability insurance solutions to religious organizations that are hard to find, including coverages that are often excluded, such as active shooter liability, alleged sexual abuse and molestation liability, alleged assault and battery liability, communicable disease coverage, and more.

Why do religious organizations need liability insurance?

Religious organizations are vulnerable to a variety of risks, from accidents during events and activities to allegations of misconduct. Liability insurance helps safeguard the organization, its members, employees, and volunteers against financial loss from lawsuits.

Are volunteers covered under the liability insurance for religious organizations?

Yes, our insurance solutions can cover volunteers, protecting them while they are performing duties on behalf of the organization.

Is sexual misconduct covered under religious organization liability insurance?

Many policies do not offer alleged sexual abuse and molestation liability coverage, however, XINSURANCE can offer solutions to cover sexual misconduct, assault and battery, and more.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

How much does insurance for religious organizations cost?

The cost is based on several factors, including the organization’s size, location, the activities it undertakes, its claims history, the coverages selected, and more. It’s best to contact us and tell us more about your insurance needs so we can provide a more accurate, personalized quote.

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What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service