Security Business Insurance Solutions in Delaware
Custom liability coverage for Delaware security companies serving corporate, industrial, and commercial clients.
Get Your Customized QuoteDelaware's concentration of corporate headquarters and financial institutions creates specific security insurance needs that standard policies frequently can't meet.
Security companies working corporate campuses in Wilmington, state government facilities in Dover, and commercial properties throughout Delaware need tailored liability coverage. Standard insurers often decline these accounts or exclude the claims that matter most. XINSURANCE builds the coverage that fits.
Delaware Security Insurance for Corporate and Commercial Operations
Delaware is home to more Fortune 500 companies than almost any other state, and many of them maintain security operations or contract with local security companies for their campuses in and around Wilmington. These clients typically require specific coverage types, high limits, and clean compliance documentation. Standard commercial insurance rarely delivers all of that without significant gaps.
XINSURANCE works with Delaware security companies to understand their client base, their contract requirements, and where their actual liability exposure lies. We can build policies that satisfy corporate insurance mandates while also covering use-of-force incidents, A&B claims, and professional liability scenarios that standard carriers exclude.
We serve security businesses operating throughout Delaware, including firms based in Wilmington, Dover, Newark, Middletown, Smyrna, and Milford.
Who We Can Help in the Security Industry
XINSURANCE provides customizable security guard insurance and security company insurance solutions for:
- Armed and unarmed security guards
- Security guard companies
- Investigation companies
- Security systems companies
- Security training companies
- Bodyguard companies
- Private security
- And more!
Security Business Insurance Coverages
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
TRU Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property or during scheduled events in which your security services are provided. Learn more.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal used for business purposes such as guard dogs and service dogs. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Equipment Coverage
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
Firearms Liability*
Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.
*Available in most states
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Property Coverage
Covers the security company’s building and the contents within it from weather-related risks, vandalism, theft, and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Weapons Coverage
Coverage for third-party property damage and bodily injury caused by a weapon that was used for personal or commercial purposes.
How To Get A Quote
Request Your Quote
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Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Animal Liability
Animal liability insurance provides third-party coverage that protects you in the event of damages or injuries caused by your dog or other pet that you own.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
Security Guard and Security Company Insurance FAQs in Delaware
What licensing does Delaware require for security companies?
Delaware security companies must be licensed through the Delaware State Police. Individual security guards are required to complete training and background check requirements before working. XINSURANCE works with licensed Delaware security operations to provide coverage that aligns with their authorization level and services.
Does XINSURANCE cover security companies serving Delaware corporate campuses?
Yes. Corporate campus security in Wilmington and the surrounding area often requires contractors to carry high liability limits and specific coverage endorsements. XINSURANCE can review your corporate client contracts and build a policy that meets their requirements, including professional liability, D&O coverage if needed, and any specific endorsements mandated by the client.
Can Delaware security companies get assault and battery coverage?
Yes. A&B coverage is available for Delaware security businesses and is particularly important for those working in retail, hospitality, or event environments where use-of-force incidents are most likely to occur. XINSURANCE includes A&B coverage in its security policies rather than treating it as an exclusion.
What is professional liability coverage and why do Delaware security companies need it?
Professional liability covers claims that your company failed to perform its security duties properly, a patrol was missed, a threat wasn’t identified, or a security protocol wasn’t followed. For Delaware security companies serving corporate and government clients under formal service agreements, professional liability is a critical coverage that standard GL policies don’t provide.
Does XINSURANCE cover Delaware security companies that have been declined elsewhere?
Yes. If your account has been declined or non-renewed due to your risk profile, prior claims, or the nature of your work, XINSURANCE evaluates you individually. We specialize in security accounts that the standard market struggles to place.
Keep Doing What You Love With the Protection You Need
Delaware security companies shouldn’t have to choose between satisfying a corporate client’s insurance requirements and having coverage that actually protects their operation. XINSURANCE builds policies that do both. Request a quote and let’s find the right solution for your Delaware security business.
Request a quote online from XINSURANCE.