Security Business Insurance Solutions in Indiana
Tailored liability coverage for Indiana security companies serving manufacturing, commercial, and event environments.
Get Your Customized QuoteIndiana security companies need coverage that reflects the state's industrial base, major events scene, and growing commercial security market.
From manufacturing facility security in Fort Wayne and Evansville to event security in Indianapolis and commercial patrol operations throughout the state, Indiana security professionals face liability exposures that standard policies routinely exclude. XINSURANCE builds coverage for the way Indiana security businesses actually operate.
Indiana Security Insurance for Industrial and Commercial Markets
Indiana’s economy is anchored by manufacturing, logistics, and a healthcare sector that creates significant demand for security services. Indianapolis, Fort Wayne, Evansville, and South Bend each have distinct security markets, from the Indianapolis Motor Speedway’s massive event security operations to the industrial facility patrol work that runs throughout the state’s manufacturing corridor.
Standard commercial liability policies regularly exclude the claims that Indiana security companies face most often, assault and battery allegations, wrongful detention claims, and use-of-force incidents. XINSURANCE reviews your specific operation, your client contracts, and your deployment environments to build a policy that actually covers those exposures.
We serve security businesses throughout Indiana, including companies based in Indianapolis, Fort Wayne, Evansville, South Bend, Carmel, and Hammond.
Who We Can Help in the Security Industry
XINSURANCE provides customizable security guard insurance and security company insurance solutions for:
- Armed and unarmed security guards
- Security guard companies
- Investigation companies
- Security systems companies
- Security training companies
- Bodyguard companies
- Private security
- And more!
Security Business Insurance Coverages
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
TRU Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property or during scheduled events in which your security services are provided. Learn more.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal used for business purposes such as guard dogs and service dogs. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Equipment Coverage
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
Firearms Liability*
Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.
*Available in most states
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Property Coverage
Covers the security company’s building and the contents within it from weather-related risks, vandalism, theft, and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Weapons Coverage
Coverage for third-party property damage and bodily injury caused by a weapon that was used for personal or commercial purposes.
How To Get A Quote
Request Your Quote
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Specify Your Needs
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Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Animal Liability
Animal liability insurance provides third-party coverage that protects you in the event of damages or injuries caused by your dog or other pet that you own.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
Security Guard and Security Company Insurance FAQs in Indiana
What licensing does Indiana require for security companies?
Indiana security companies must be licensed through the Indiana Professional Licensing Agency. Private investigators and armed security personnel have additional licensing requirements. XINSURANCE works with licensed Indiana security operations to provide coverage that aligns with their authorization level and the types of work they perform.
Does XINSURANCE cover security companies working Indiana's major events?
Yes. Event security in Indiana, from Indianapolis Motor Speedway events to Pacers and Colts games and major conventions, requires specific coverage including special events liability and A&B coverage. XINSURANCE can structure policies for security companies that regularly take on large event contracts.
Can Indiana security companies with prior claims get coverage?
Yes. Prior claims don’t automatically disqualify an Indiana security account with XINSURANCE. We look at the nature of the claim, your response to it, and your current risk profile. Many Indiana security companies with claims history find XINSURANCE willing to write coverage that standard carriers won’t.
Why do Indiana security companies need assault and battery coverage?
A&B coverage protects your business when a claim alleges that a guard caused physical harm during the course of their duties. Indiana security companies working in nightlife environments in Indianapolis, retail loss prevention in Fort Wayne, or industrial security in Hammond face this exposure regularly. Most standard policies exclude it, XINSURANCE includes it.
Does XINSURANCE cover security companies serving Indiana manufacturing facilities?
Yes. Manufacturing and industrial facility security carries specific liability exposure related to access control, incident response, and armed operations in some environments. XINSURANCE can build a policy that addresses the specific risk profile of industrial security work in Indiana.
Keep Doing What You Love With the Protection You Need
Indiana security companies working in industrial, event, and commercial environments deserve coverage that reflects what they actually face on the job, not a policy that excludes use-of-force claims and A&B allegations after the fact. XINSURANCE builds real coverage for Indiana security operations. Request a quote today.
Request a quote online from XINSURANCE.