Security Business Insurance Solutions in North Dakota
Liability coverage for North Dakota security companies serving energy, agricultural, and commercial environments.
Get Your Customized QuoteNorth Dakota security companies working in the state's oil and agricultural industries face specialized liability exposures that standard commercial policies aren't equipped to cover.
From oil field and energy infrastructure security in the Bakken region near Williston to commercial patrol operations in Fargo and Bismarck and industrial facility security throughout the state, North Dakota security professionals face armed operation needs, remote site liability, and use-of-force exposure that most standard insurers exclude.
North Dakota Security Insurance for Energy, Agriculture, and Commercial Markets
North Dakota’s security market is heavily shaped by the oil and energy industry centered in the Bakken Formation near Williston and the western part of the state. Energy facility security, oil well pads, pipeline infrastructure, and worker camp security, requires armed operations, remote site deployment, and incident response capabilities that standard commercial policies routinely refuse to cover. Fargo and Bismarck’s growing commercial markets add a more conventional urban security demand to the mix.
XINSURANCE works with North Dakota security companies to understand the specific environments where their teams are deployed, whether that’s a remote oil field or a Fargo commercial property, and builds a policy that covers armed operations, A&B claims, and professional liability without blanket exclusions.
We serve security businesses throughout North Dakota, including companies based in Fargo, Bismarck, Grand Forks, Minot, West Fargo, and Williston.
Who We Can Help in the Security Industry
XINSURANCE provides customizable security guard insurance and security company insurance solutions for:
- Armed and unarmed security guards
- Security guard companies
- Investigation companies
- Security systems companies
- Security training companies
- Bodyguard companies
- Private security
- And more!
Security Business Insurance Coverages
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
TRU Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property or during scheduled events in which your security services are provided. Learn more.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal used for business purposes such as guard dogs and service dogs. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Equipment Coverage
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
Firearms Liability*
Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.
*Available in most states
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Property Coverage
Covers the security company’s building and the contents within it from weather-related risks, vandalism, theft, and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Weapons Coverage
Coverage for third-party property damage and bodily injury caused by a weapon that was used for personal or commercial purposes.
How To Get A Quote
Request Your Quote
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Specify Your Needs
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Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Animal Liability
Animal liability insurance provides third-party coverage that protects you in the event of damages or injuries caused by your dog or other pet that you own.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
Security Guard and Security Company Insurance FAQs in North Dakota
What licensing does North Dakota require for security companies?
North Dakota security companies must comply with state regulations administered through the North Dakota Private Investigation and Security Board. Armed guards must meet additional requirements. XINSURANCE works with licensed North Dakota security operations to provide coverage aligned with their authorization.
Does XINSURANCE cover security companies working North Dakota oil fields?
Yes. Oil field and energy infrastructure security in North Dakota’s Bakken region requires coverage for armed operations, remote site deployment, and incident response in environments that standard insurers frequently decline. XINSURANCE builds policies specifically for North Dakota energy security operations.
Can North Dakota security companies get assault and battery coverage?
Yes. A&B coverage is available for North Dakota security businesses. It’s particularly important for security operations in Fargo’s and Bismarck’s commercial and entertainment environments. XINSURANCE includes A&B as a core policy component.
Does XINSURANCE cover armed security in North Dakota?
Yes. Armed security coverage is available for North Dakota security businesses that meet state licensing requirements. Energy facility and remote site security in North Dakota frequently requires armed operations, and XINSURANCE builds that coverage into the policy.
Can North Dakota security companies get covered for remote site operations?
Yes. Remote site deployment, including oil field worker camps, pipeline monitoring stations, and agricultural facility security, is an area where XINSURANCE regularly finds coverage for North Dakota security companies that standard carriers decline.
Keep Doing What You Love With the Protection You Need
North Dakota security companies working in energy, agricultural, and commercial environments need coverage built for those specific operating realities. XINSURANCE builds real policies for North Dakota security operations. Request a quote and let’s find the right solution for your business.
Request a quote online from XINSURANCE.