Security Business Insurance Solutions in Washington
Liability coverage for Washington security companies serving tech, maritime, and commercial environments.
Get Your Customized QuoteWashington security companies, particularly those in Seattle, work in a complex liability environment shaped by the state's tech industry, maritime sector, and active commercial markets.
From technology campus security in Seattle and Bellevue to maritime and port security at Puget Sound facilities and commercial patrol operations in Tacoma, Spokane, and Vancouver, Washington security professionals face A&B claims, professional liability requirements, and use-of-force exposure that standard commercial policies consistently exclude.
Washington Security Insurance for Tech, Maritime, and Commercial Markets
Washington’s security market is anchored by Seattle’s technology industry, home to Amazon, Microsoft, and hundreds of tech companies that require corporate campus security with high professional liability requirements and specific contract compliance mandates. Seattle’s active entertainment and nightlife market adds A&B and use-of-force exposure to the mix. Tacoma’s port and maritime operations, Spokane’s commercial growth, and Bellevue’s corporate corridors add additional dimensions to Washington’s security landscape.
XINSURANCE reviews your specific Washington operation, your tech client base, maritime contracts, entertainment venue work, or commercial patrol operations, and builds a policy that covers your actual exposure. A&B claims, professional liability for tech contracts, armed operations, and riot and civil commotion coverage are all areas where we write what standard carriers won’t for Washington security companies.
We serve security businesses throughout Washington, including companies based in Seattle, Spokane, Tacoma, Vancouver, Bellevue, and Kirkland.
Who We Can Help in the Security Industry
XINSURANCE provides customizable security guard insurance and security company insurance solutions for:
- Armed and unarmed security guards
- Security guard companies
- Investigation companies
- Security systems companies
- Security training companies
- Bodyguard companies
- Private security
- And more!
Security Business Insurance Coverages
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
TRU Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property or during scheduled events in which your security services are provided. Learn more.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Animal Liability
Provides coverage for third-party bodily injury and property damage caused by an animal used for business purposes such as guard dogs and service dogs. Learn more.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Equipment Coverage
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
Firearms Liability*
Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.
*Available in most states
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Property Coverage
Covers the security company’s building and the contents within it from weather-related risks, vandalism, theft, and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Weapons Coverage
Coverage for third-party property damage and bodily injury caused by a weapon that was used for personal or commercial purposes.
How To Get A Quote
Request Your Quote
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Specify Your Needs
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Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Animal Liability
Animal liability insurance provides third-party coverage that protects you in the event of damages or injuries caused by your dog or other pet that you own.
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
Security Guard and Security Company Insurance FAQs in Washington
What licensing does Washington require for security companies?
Washington security companies must be licensed through the Washington State Department of Licensing. Individual security guards must hold a Security Guard License and meet training requirements, with additional requirements for armed guards. XINSURANCE works with licensed Washington security operations to provide coverage aligned with their authorization.
Does XINSURANCE cover security companies working Washington tech campuses?
Yes. Technology campus security in Seattle, Bellevue, and Redmond requires professional liability and often specific contract compliance mandated by tech company clients. XINSURANCE can review your tech client contracts and build a policy that meets those requirements while also covering your real operational exposure.
Can Washington security companies get riot and civil commotion liability?
Yes. Riot and civil commotion liability is an available coverage enhancement for Washington security companies operating in Seattle’s commercial and event environments. XINSURANCE includes this coverage option for operations where civil unrest is a foreseeable exposure.
Does XINSURANCE cover maritime and port security in Washington?
Yes. Port security and maritime facility protection at Puget Sound facilities requires specific coverage for access control, armed operations in some environments, and maritime-adjacent liability. XINSURANCE can build policies for Washington security companies working in port and maritime environments.
Can Seattle security companies with prior A&B claims get coverage?
Yes. Prior A&B claims don’t automatically disqualify a Washington security account. XINSURANCE evaluates each account individually, looking at the nature of the incident, your training improvements, and your current risk profile, and regularly writes coverage for Washington security companies that standard carriers have declined.
Keep Doing What You Love With the Protection You Need
Washington security companies working in tech, maritime, and commercial environments need coverage built for Washington’s demanding security market. XINSURANCE builds real policies for Washington security operations, including professional liability for tech contracts, A&B, and maritime-adjacent coverage. Get a quote today.
Request a quote online from XINSURANCE.