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auto}.tuxi-button-nojs,.tuxi-button{font-family:'Roboto',sans-serif;background-color:#EE2E24;font-size:16px;font-weight:700;line-height:40px;height:40px;border-radius:4px;padding-left:20px;padding-right:20px;max-width:297px;width:100%;box-sizing:border-box!important;text-align:center}.tuxi-button-nojs.style-2,.tuxi-button.style-2{height:42px;line-height:42px;max-width:265px}div[id^=tuxi-row] h3{font-size:32px;line-height:38px}div[id^=tuxi-row] h4{font-family:'Roboto',sans-serif;font-size:24px;line-height:30px;font-weight:700}div[id^=tuxi-row] h5,.xi_web-standard .content div[id^=tuxi-row] h5{font-family:'Roboto',sans-serif;font-size:20px;line-height:26px}div[id^=tuxi-row] p{line-height:20px}div[id^=tuxi-row] h3:not(:last-child),div[id^=tuxi-row] h4:not(:last-child),div[id^=tuxi-row] h5:not(:last-child),div[id^=tuxi-row] p:not(:last-child){margin-bottom:20px}#tuxi-row-complete p{font-size:20px;line-height:28px}#tuxi-row-complete h3:not(:last-child),#tuxi-row-complete 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p{line-height:22px;margin-bottom:26px}#tuxi-row-difference.fixed{position:fixed;left:0;right:0;z-index:0}#tuxi-row-complete>.full_section_inner,#tuxi-row-additional,#tuxi-row-tackling,#tuxi-row-tackling-b{background-color:#fff}#tuxi-masthead,#tuxi-row-additional,#tuxi-row-tackling,#tuxi-row-tackling-b{position:relative;z-index:1}#tuxi-row-difference>.section_inner{position:relative}#tuxi-banner .vc_column-inner>.wpb_wrapper{background-image:url(https://www.xinsurance.com/wp-content/uploads/2022/11/true-umbrella-banner-02.png);background-size:cover;background-color:#000;padding:76px 68px;position:relative}#tuxi-banner .vc_column-inner{padding-top:100px}#tuxi-banner .wpb_text_column{max-width:780px;position:relative;z-index:1}#tuxi-banner h3,#tuxi-banner p{color:#F2F4F6}#tuxi-banner h3{font-size:48px;line-height:60px;font-family:'Sequel 100 Wide 65',sans-serif;margin-bottom:36px}#tuxi-banner p{font-size:20px;line-height:175%}#tuxi-banner .tuxi-button-nojs,#tuxi-banner 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(max-width:600px){.xi_web-standard .content h1{font-size:2.1875rem;line-height:2.625rem;text-align:center}.xi_web-standard .content h2{font-size:1.6875rem;line-height:2.0625rem;text-align:center}.xi_web-standard #riskclass_masthead h4{text-align:center}.xi_web-standard .content .intro-text p{font-size:1.125rem;line-height:1.5625rem}.xi_web-standard .content p{font-size:.875rem;line-height:1.1875rem}.xi_web-standard .content .qbutton,.xi_home-2023 .content .qbutton{margin:0 auto;display:table}}@media screen and (min-width:1355px){.xi_web-standard .content .grid_section .section_inner{width:1295px}}@media screen and (max-width:1354px) and (min-width:1260px){.xi_web-standard .content .grid_section .section_inner{width:1200px}}@media screen and (max-width:1023px) and (min-width:1001px){.xi_web-standard .content>.content_inner{margin-top:80px!important}}@media screen and (max-width:600px){.xi_web-standard .content .grid_section .section_inner{width:90%}}@media screen and (max-width:479px){.xi_web-standard .content .grid_section .section_inner{width:85%}}.xi_web-standard #riskclass_masthead{padding-top:76px;padding-bottom:74px}.xi_web-standard #riskclass_masthead *{color:#fff}.xi_web-standard #riskclass_masthead h1{margin-bottom:20px}.xi_web-standard #riskclass_masthead h4{margin-bottom:32px}@media screen and (max-width:1000px){.xi_web-standard #riskclass_masthead .vc_col-sm-8{width:100%}}@media screen and (max-width:600px){.xi_web-standard #riskclass_masthead{padding-top:44px;padding-bottom:39px}}.xi_web-standard #riskclass_intro{padding-top:72px;padding-bottom:76px}@media screen and (min-width:992px){.xi_web-standard #riskclass_intro .section_inner_margin{display:flex;flex-wrap:wrap;align-items:center}}@media screen and (max-width:1200px) and (min-width:992px){.xi_web-standard #riskclass_intro.grid_section .section_inner{width:90%}.xi_web-standard #riskclass_intro .section_inner_margin{align-items:flex-start}}@media screen and (max-width:600px){.xi_web-standard #riskclass_intro{padding-top:40px;padding-bottom:40px}.xi_web-standard #riskclass_intro h2{text-align:left}}.xi_web-standard #riskclass_tabbed-1 *{color:#fff}.xi_web-standard #riskclass_tabbed-1{padding-top:64px;padding-bottom:100px}.xi_web-standard #riskclass_tabbed-1 .column2>.vc_column-inner>.wpb_wrapper{position:relative}.xi_web-standard #riskclass_tabbed1-panel{opacity:0;position:absolute;left:0;z-index:0;transition:opacity 300ms ease-in-out}.xi_web-standard #riskclass_tabbed1-panel.active{opacity:1;z-index:1}.xi_web-standard #riskclass_tabbed1-panel h4,.xi_web-standard #riskclass_tabbed1-panel p{margin-bottom:16px}.xi_web-standard #riskclass_tabbed1-panel ul{list-style:none;padding-left:0}.xi_web-standard #riskclass_tabbed1-panel ul li{position:relative;font-family:'Roboto',sans-serif;font-size:1.25rem;line-height:1.625rem;font-weight:700;padding-left:28px}.xi_web-standard #riskclass_tabbed1-panel ul li:before{content:"";background-image:url("data:image/svg+xml;charset=utf8,%3Csvg width='13' height='15' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M4.58687 0H0s4.17733 4.34659 7.37175 7.67045L.327653 15H4.9145l7.126-7.32955L4.58687 0Z' fill='%23D62839'/%3E%3C/svg%3E");width:13px;height:15px;position:absolute;top:6px;left:0}.xi_web-standard #riskclass_tabbed1-panel ul li:not(:last-child){margin-bottom:22px}.xi_web-standard #riskclass_tabbed1-selector>.full_section_inner{display:flex;align-items:center;padding-bottom:1.625rem;margin-bottom:1.5rem;border-bottom:8px solid #EE2E24}.xi_web-standard #riskclass_tabbed1-selector div[class^=vc_col]{cursor:pointer}.xi_web-standard #riskclass_tabbed1-selector div[class^=vc_col] p{font-family:'Roboto',sans-serif;font-size:1.5rem;line-height:1.9375rem;font-weight:300}.xi_web-standard #riskclass_tabbed1-selector div[class^=vc_col]:hover p{text-decoration:underline}.xi_web-standard #riskclass_tabbed1-selector .active p{font-weight:700!important}.xi_web-standard #riskclass_tabbed-mob-1 .expandable{position:relative;border:1px solid #F2F4F6;border-radius:8px;padding:25px 29px;margin-bottom:30px!important}.xi_web-standard #riskclass_tabbed-mob-1 .expandable:after{content:"";cursor:pointer;background-image:url("data:image/svg+xml;charset=utf8,%3Csvg width='31' height='31' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M31 15.5C31 6.93958 24.0604-.0000019 15.5-.0000019 6.93959-.0000019 0 6.93958 0 15.5 0 24.0604 6.93959 31 15.5 31 24.0604 31 31 24.0604 31 15.5Z' fill='%23F2F4F6'/%3E%3Cpath d='M7.39555 14.0484V9.46477s4.70795 4.17443 8.30825 7.36663l7.939-7.0392v4.5836l-7.939 7.1211-8.30825-7.4485Z' fill='%23D62839'/%3E%3C/svg%3E");width:31px;height:31px;position:absolute;bottom:-15px;right:14px}.xi_web-standard #riskclass_tabbed-mob-1 .expandable:not(.collapsed):after{transform:rotate(180deg)}.xi_web-standard #riskclass_tabbed-mob-1 .expandable>.wpb_wrapper{overflow:hidden}.xi_web-standard #riskclass_tabbed-mob-1 .expandable.collapsed>.wpb_wrapper{height:56px}.xi_web-standard #riskclass_tabbed-mob-1 .expandable h3{font-size:21px;line-height:26px}.xi_web-standard #riskclass_tabbed-mob-1 .expandable h4{font-size:14px;line-height:18px;font-family:'Work Sans',sans-serif}.xi_web-standard #riskclass_tabbed-mob-1 .expandable ul,.xi_web-standard #riskclass_tabbed-mob-1 .expandable p{font-size:14px;line-height:19px}.xi_web-standard #riskclass_tabbed-mob-1 .expandable h3:not(:last-child),.xi_web-standard #riskclass_tabbed-mob-1 .expandable h4:not(:last-child),.xi_web-standard #riskclass_tabbed-mob-1 .expandable p:not(:last-child){margin-bottom:12px}.xi_web-standard #riskclass_tabbed-mob-1 .expandable ul{list-style:none;padding-left:0}.xi_web-standard #riskclass_tabbed-mob-1 .expandable ul li{position:relative;padding-left:28px}.xi_web-standard #riskclass_tabbed-mob-1 .expandable ul li:before{content:"";background-image:url("data:image/svg+xml;charset=utf8,%3Csvg width='13' height='15' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M5.08687 0H.5s4.17733 4.34659 7.37175 7.67045L.827653 15H5.4145l7.126-7.32955L5.08687 0Z' fill='%23D62839'/%3E%3C/svg%3E");width:13px;height:15px;position:absolute;top:4px;left:0}.xi_web-standard #riskclass_tabbed-mob-1 .graybox{background:#F2F4F6;padding:34px 31px;box-sizing:border-box}.xi_web-standard #riskclass_tabbed-mob-1 .graybox h5{color:#2E3238;font-size:1.125rem;line-height:1.375rem;text-align:center;margin-bottom:20px}.xi_web-standard #riskclass_tabbed-mob-1 .graybox .qbutton{display:table;margin:0 auto}.xi_web-standard #riskclass_tabbed-mob-1 .graybox>.q_elements_item{display:block}@media screen and (min-width:1200px){.xi_web-standard #riskclass_tabbed-1 .column1 .vc_row:first-child h1{max-width:400px}}@media screen and (max-width:1200px){.xi_web-standard #riskclass_tabbed1-selector div[class^=vc_col] p{font-size:1.25rem;line-height:1.5625rem}.xi_web-standard #riskclass_tabbed-1 .column1 .vc_row:first-child h1{font-size:2.25rem;line-height:2.8125rem}}@media screen and (max-width:1199px){.xi_web-standard #riskclass_tabbed-1 .column1{margin-bottom:70px}.xi_web-standard #riskclass_tabbed1-selector div[class^=vc_col] p{font-size:1.125rem;line-height:1.375rem;text-align:center}}@media screen and (max-width:1200px) and (min-width:769px){.xi_web-standard #riskclass_tabbed-1.grid_section .section_inner{width:90%}}@media screen and (max-width:600px){.xi_web-standard #riskclass_tabbed-1{padding-top:28px;padding-bottom:28px}.xi_web-standard #riskclass_tabbed-mob-1 .expandable.collapsed>.wpb_wrapper{height:72px}.xi_web-standard #riskclass_tabbed-mob-1 h1{text-align:left;font-size:1.75rem;line-height:2.1875rem}.xi_web-standard #riskclass_tabbed-1 .column1{margin-bottom:0}}.xi_web-standard #riskclass_beyond{padding-top:78px;padding-bottom:92px}.xi_web-standard #riskclass_beyond h1{max-width:860px}.xi_web-standard #riskclass_beyond .vc_row:last-child .wpb_text_column:first-child,.xi_web-standard #riskclass_beyond .vc_row:last-child .wpb_text_column:nth-child(2){margin-bottom:36px!important}.xi_web-standard #riskclass_beyond ul{list-style:none;padding-left:0}.xi_web-standard #riskclass_beyond ul>li{position:relative;padding-left:28px}.xi_web-standard #riskclass_beyond ul>li:before{content:"";background-image:url("data:image/svg+xml;charset=utf8,%3Csvg width='13' height='15' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M4.58687 0H0s4.17733 4.34659 7.37175 7.67045L.327653 15H4.9145l7.126-7.32955L4.58687 0Z' fill='%23D62839'/%3E%3C/svg%3E");width:13px;height:15px;position:absolute;top:6px;left:0}.xi_web-standard #riskclass_beyond ul>li h4{margin-bottom:0}.xi_web-standard #riskclass_beyond ul>li:not(:last-child){margin-bottom:24px}@media screen and (max-width:1200px) and (min-width:769px){.xi_web-standard #riskclass_beyond.grid_section .section_inner{width:90%}}@media screen and (max-width:767px){.xi_web-standard 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